Call reports 2018
PEOPLES BANK OF GRACEVILLE — 2018
What PEOPLES BANK OF GRACEVILLE reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 89,464,000 | 84,195,000 | 89,011,000 | 99,478,000 |
| Total loans | 36,327,000 | 37,980,000 | 37,809,000 | 38,317,000 |
| Allowance for loan losses | 399,000 | 399,000 | 399,000 | 400,000 |
| Securities available for sale | 42,665,000 | 40,733,000 | 39,889,000 | 40,856,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 78,682,000 | 72,233,000 | 78,330,000 | 88,064,000 |
| Interest-bearing deposits | 58,391,000 | 54,399,000 | 58,844,000 | 65,554,000 |
| Noninterest-bearing deposits | 20,291,000 | 17,834,000 | 19,486,000 | 22,510,000 |
| Equity capital | 10,492,000 | 10,463,000 | 10,319,000 | 10,484,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 748,000 | 1,516,000 | 2,272,000 | 3,089,000 |
| Interest expense | 106,000 | 221,000 | 350,000 | 498,000 |
| Net interest income | 642,000 | 1,295,000 | 1,922,000 | 2,591,000 |
| Noninterest income | 84,000 | 169,000 | 253,000 | 331,000 |
| Noninterest expense | 416,000 | 838,000 | 1,260,000 | 1,686,000 |
| Provision for loan losses | 0 | 0 | 0 | 37,000 |
| Pretax income | 310,000 | 627,000 | 916,000 | 1,200,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 310,000 | 627,000 | 916,000 | 1,200,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,259,000 | 11,431,000 | 11,578,000 | 11,124,000 |
| Total capital | 11,633,000 | 11,798,000 | 11,936,000 | 11,482,000 |
| Risk-weighted assets | 29,958,000 | 29,395,000 | 28,605,000 | 28,653,000 |