Call reports 2017
PEOPLES BANK OF GRACEVILLE — 2017
What PEOPLES BANK OF GRACEVILLE reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 90,497,000 | 85,932,000 | 84,488,000 | 85,684,000 |
| Total loans | 35,144,000 | 35,083,000 | 34,365,000 | 34,355,000 |
| Allowance for loan losses | 398,000 | 305,000 | 310,000 | 400,000 |
| Securities available for sale | 45,510,000 | 42,776,000 | 42,642,000 | 43,120,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 78,858,000 | 73,730,000 | 72,234,000 | 73,733,000 |
| Interest-bearing deposits | 56,271,000 | 55,925,000 | 55,011,000 | 56,267,000 |
| Noninterest-bearing deposits | 22,587,000 | 17,805,000 | 17,223,000 | 17,466,000 |
| Equity capital | 11,373,000 | 11,912,000 | 11,929,000 | 11,121,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 731,000 | 1,464,000 | 2,186,000 | 2,902,000 |
| Interest expense | 98,000 | 197,000 | 299,000 | 402,000 |
| Net interest income | 633,000 | 1,267,000 | 1,887,000 | 2,500,000 |
| Noninterest income | 78,000 | 162,000 | 251,000 | 344,000 |
| Noninterest expense | 395,000 | 798,000 | 1,211,000 | 1,626,000 |
| Provision for loan losses | 0 | 4,000 | 10,000 | 99,000 |
| Pretax income | 322,000 | 642,000 | 932,000 | 1,100,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 322,000 | 642,000 | 932,000 | 1,100,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,273,000 | 11,453,000 | 11,603,000 | 11,089,000 |
| Total capital | 11,671,000 | 11,758,000 | 11,913,000 | 11,489,000 |
| Risk-weighted assets | 32,966,000 | 31,675,000 | 31,534,000 | 38,678,000 |