Call reports 2016
PEOPLES BANK OF GRACEVILLE — 2016
What PEOPLES BANK OF GRACEVILLE reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 87,840,000 | 90,133,000 | 91,350,000 | 87,839,000 |
| Total loans | 32,313,000 | 33,032,000 | 32,981,000 | 33,917,000 |
| Allowance for loan losses | 400,000 | 396,000 | 376,000 | 400,000 |
| Securities available for sale | 40,722,000 | 42,133,000 | 42,334,000 | 42,865,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 75,537,000 | 77,113,000 | 78,307,000 | 75,837,000 |
| Interest-bearing deposits | 57,676,000 | 58,799,000 | 57,833,000 | 52,963,000 |
| Noninterest-bearing deposits | 17,861,000 | 18,314,000 | 20,474,000 | 22,874,000 |
| Equity capital | 12,060,000 | 12,737,000 | 12,729,000 | 11,173,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 697,000 | 1,388,000 | 2,086,000 | 2,786,000 |
| Interest expense | 94,000 | 188,000 | 284,000 | 381,000 |
| Net interest income | 603,000 | 1,200,000 | 1,802,000 | 2,405,000 |
| Noninterest income | 87,000 | 189,000 | 304,000 | 402,000 |
| Noninterest expense | 407,000 | 810,000 | 1,215,000 | 1,624,000 |
| Provision for loan losses | 0 | 0 | 0 | 41,000 |
| Pretax income | 289,000 | 585,000 | 897,000 | 1,148,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 289,000 | 585,000 | 897,000 | 1,148,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,220,000 | 11,395,000 | 11,546,000 | 11,092,000 |
| Total capital | 11,602,000 | 11,777,000 | 11,922,000 | 11,482,000 |
| Risk-weighted assets | 30,548,000 | 30,559,000 | 30,963,000 | 31,235,000 |