Call reports 2015
PEOPLES BANK OF GRACEVILLE — 2015
What PEOPLES BANK OF GRACEVILLE reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 87,056,000 | 85,734,000 | 85,726,000 | 83,842,000 |
| Total loans | 30,045,000 | 29,754,000 | 32,897,000 | 31,518,000 |
| Allowance for loan losses | 411,000 | 410,000 | 327,000 | 400,000 |
| Securities available for sale | 47,750,000 | 44,723,000 | 41,597,000 | 42,512,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 74,353,000 | 73,612,000 | 73,188,000 | 71,469,000 |
| Interest-bearing deposits | 58,094,000 | 55,044,000 | 57,646,000 | 54,825,000 |
| Noninterest-bearing deposits | 16,259,000 | 18,568,000 | 15,542,000 | 16,644,000 |
| Equity capital | 12,350,000 | 11,830,000 | 12,252,000 | 11,574,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 720,000 | 1,431,000 | 2,146,000 | 2,845,000 |
| Interest expense | 98,000 | 193,000 | 290,000 | 385,000 |
| Net interest income | 622,000 | 1,238,000 | 1,856,000 | 2,460,000 |
| Noninterest income | 94,000 | 177,000 | 242,000 | 264,000 |
| Noninterest expense | 397,000 | 792,000 | 1,191,000 | 1,578,000 |
| Provision for loan losses | 6,000 | 12,000 | 38,000 | 81,000 |
| Pretax income | 321,000 | 650,000 | 955,000 | 1,151,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 321,000 | 650,000 | 955,000 | 1,151,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,125,000 | 11,331,000 | 11,515,000 | 11,048,000 |
| Total capital | 11,536,000 | 11,741,000 | 11,842,000 | 11,440,000 |
| Risk-weighted assets | 39,063,000 | 35,952,000 | 32,393,000 | 31,375,000 |