Call reports 2014
PEOPLES BANK OF GRACEVILLE — 2014
What PEOPLES BANK OF GRACEVILLE reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 81,294,000 | 84,934,000 | 90,112,000 | 86,336,000 |
| Total loans | 26,669,000 | 26,467,000 | 26,953,000 | 29,700,000 |
| Allowance for loan losses | 376,000 | 370,000 | 378,000 | 400,000 |
| Securities available for sale | 47,246,000 | 49,092,000 | 47,261,000 | 47,404,000 |
| Securities held to maturity | 247,000 | 249,000 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 69,869,000 | 72,870,000 | 77,782,000 | 73,482,000 |
| Interest-bearing deposits | 56,432,000 | 58,741,000 | 63,564,000 | 57,077,000 |
| Noninterest-bearing deposits | 13,437,000 | 14,129,000 | 14,218,000 | 16,405,000 |
| Equity capital | 11,151,000 | 11,730,000 | 11,982,000 | 11,932,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 709,000 | 1,415,000 | 2,126,000 | 2,844,000 |
| Interest expense | 107,000 | 212,000 | 316,000 | 418,000 |
| Net interest income | 602,000 | 1,203,000 | 1,810,000 | 2,426,000 |
| Noninterest income | 96,000 | 199,000 | 304,000 | 400,000 |
| Noninterest expense | 346,000 | 724,000 | 1,103,000 | 1,517,000 |
| Provision for loan losses | 0 | 0 | 4,000 | 28,000 |
| Pretax income | 352,000 | 674,000 | 1,044,000 | 1,310,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 352,000 | 674,000 | 1,044,000 | 1,310,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,124,000 | 11,286,000 | 11,499,000 | 11,005,000 |
| Total capital | 11,485,000 | 11,641,000 | 11,858,000 | 11,404,000 |
| Risk-weighted assets | 28,869,000 | 28,709,000 | 28,858,000 | 31,915,000 |