Call reports 2013
PEOPLES BANK OF GRACEVILLE — 2013
What PEOPLES BANK OF GRACEVILLE reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 83,215,000 | 77,632,000 | 82,129,000 | 82,284,000 |
| Total loans | 24,681,000 | 25,295,000 | 26,915,000 | 26,485,000 |
| Allowance for loan losses | 368,000 | 373,000 | 375,000 | 375,000 |
| Securities available for sale | 44,956,000 | 47,644,000 | 47,261,000 | 47,084,000 |
| Securities held to maturity | 237,000 | 240,000 | 242,000 | 244,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 70,293,000 | 65,695,000 | 70,627,000 | 71,167,000 |
| Interest-bearing deposits | 57,780,000 | 53,352,000 | 55,766,000 | 57,457,000 |
| Noninterest-bearing deposits | 12,513,000 | 12,343,000 | 14,861,000 | 13,710,000 |
| Equity capital | 12,595,000 | 11,531,000 | 11,133,000 | 10,357,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 668,000 | 1,361,000 | 2,075,000 | 2,731,000 |
| Interest expense | 140,000 | 260,000 | 374,000 | 485,000 |
| Net interest income | 528,000 | 1,101,000 | 1,701,000 | 2,246,000 |
| Noninterest income | 91,000 | 180,000 | 281,000 | 388,000 |
| Noninterest expense | 329,000 | 663,000 | 1,002,000 | 1,399,000 |
| Provision for loan losses | 0 | 0 | 0 | 126,000 |
| Pretax income | 307,000 | 635,000 | 1,000,000 | 1,208,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 307,000 | 635,000 | 1,000,000 | 1,208,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,006,000 | 11,119,000 | 11,284,000 | 10,889,000 |
| Total capital | 11,361,000 | 11,486,000 | 11,659,000 | 11,251,000 |
| Risk-weighted assets | 28,358,000 | 29,363,000 | 30,560,000 | 28,897,000 |