Call reports 2011
PEOPLES BANK OF GRACEVILLE — 2011
What PEOPLES BANK OF GRACEVILLE reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 75,208,000 | 77,905,000 | 76,568,000 | 76,998,000 |
| Total loans | 24,626,000 | 24,768,000 | 25,234,000 | 24,420,000 |
| Allowance for loan losses | 264,000 | 270,000 | 256,000 | 300,000 |
| Securities available for sale | 42,542,000 | 43,743,000 | 45,295,000 | 45,481,000 |
| Securities held to maturity | 219,000 | 221,000 | 223,000 | 226,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 63,387,000 | 65,169,000 | 63,061,000 | 63,553,000 |
| Interest-bearing deposits | 53,247,000 | 52,982,000 | 51,687,000 | 52,162,000 |
| Noninterest-bearing deposits | 10,140,000 | 12,187,000 | 11,374,000 | 11,391,000 |
| Equity capital | 11,532,000 | 12,411,000 | 13,180,000 | 12,595,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 760,000 | 1,535,000 | 2,311,000 | 3,053,000 |
| Interest expense | 225,000 | 431,000 | 617,000 | 787,000 |
| Net interest income | 535,000 | 1,104,000 | 1,694,000 | 2,266,000 |
| Noninterest income | 82,000 | 178,000 | 280,000 | 356,000 |
| Noninterest expense | 319,000 | 641,000 | 963,000 | 1,325,000 |
| Provision for loan losses | 6,000 | 12,000 | 18,000 | 66,000 |
| Pretax income | 302,000 | 651,000 | 1,026,000 | 1,264,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 302,000 | 651,000 | 1,026,000 | 1,264,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,825,000 | 11,037,000 | 11,253,000 | 10,792,000 |
| Total capital | 11,089,000 | 11,307,000 | 11,509,000 | 11,092,000 |
| Risk-weighted assets | 28,326,000 | 28,551,000 | 28,655,000 | 28,006,000 |