Call reports 2010
PEOPLES BANK OF GRACEVILLE — 2010
What PEOPLES BANK OF GRACEVILLE reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 73,573,000 | 73,025,000 | 75,304,000 | 74,720,000 |
| Total loans | 25,238,000 | 25,297,000 | 25,608,000 | 24,528,000 |
| Allowance for loan losses | 292,000 | 348,000 | 229,000 | 250,000 |
| Securities available for sale | 40,849,000 | 40,326,000 | 42,013,000 | 41,371,000 |
| Securities held to maturity | 691,000 | 693,000 | 695,000 | 597,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 61,569,000 | 60,278,000 | 62,180,000 | 62,646,000 |
| Interest-bearing deposits | 51,191,000 | 50,790,000 | 53,092,000 | 52,025,000 |
| Noninterest-bearing deposits | 10,378,000 | 9,488,000 | 9,089,000 | 10,621,000 |
| Equity capital | 11,605,000 | 12,305,000 | 12,708,000 | 11,366,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 826,000 | 1,676,000 | 2,479,000 | 3,181,000 |
| Interest expense | 269,000 | 533,000 | 789,000 | 1,039,000 |
| Net interest income | 557,000 | 1,143,000 | 1,690,000 | 2,142,000 |
| Noninterest income | 99,000 | 204,000 | 266,000 | 278,000 |
| Noninterest expense | 313,000 | 624,000 | 927,000 | 1,257,000 |
| Provision for loan losses | 48,000 | 158,000 | 335,000 | 518,000 |
| Pretax income | 337,000 | 705,000 | 993,000 | 950,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 337,000 | 705,000 | 993,000 | 950,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,769,000 | 11,001,000 | 11,147,000 | 10,622,000 |
| Total capital | 11,061,000 | 11,349,000 | 11,376,000 | 10,872,000 |
| Risk-weighted assets | 29,006,000 | 28,984,000 | 29,261,000 | 27,956,000 |
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