Call reports 2007
PEOPLES BANK OF GRACEVILLE — 2007
What PEOPLES BANK OF GRACEVILLE reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 54,648,000 | 54,038,000 | 54,203,000 | 53,334,000 |
| Total loans | 21,835,000 | 22,279,000 | 22,612,000 | 22,717,000 |
| Allowance for loan losses | 229,000 | 231,000 | 233,000 | 233,000 |
| Securities available for sale | 27,677,000 | 26,613,000 | 25,437,000 | 25,171,000 |
| Securities held to maturity | 1,821,000 | 1,568,000 | 1,568,000 | 1,316,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 43,089,000 | 42,750,000 | 43,324,000 | 42,073,000 |
| Interest-bearing deposits | 32,438,000 | 33,261,000 | 33,956,000 | 33,039,000 |
| Noninterest-bearing deposits | 10,651,000 | 9,489,000 | 9,368,000 | 9,034,000 |
| Equity capital | 10,052,000 | 9,770,000 | 10,354,000 | 10,350,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 781,000 | 1,580,000 | 2,388,000 | 3,180,000 |
| Interest expense | 255,000 | 536,000 | 834,000 | 1,134,000 |
| Net interest income | 526,000 | 1,044,000 | 1,554,000 | 2,046,000 |
| Noninterest income | 110,000 | 220,000 | 330,000 | 445,000 |
| Noninterest expense | 276,000 | 559,000 | 853,000 | 1,192,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 360,000 | 671,000 | 997,000 | 1,265,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 360,000 | 671,000 | 997,000 | 1,265,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,481,000 | 10,586,000 | 10,716,000 | 10,386,000 |
| Total capital | 10,710,000 | 10,817,000 | 10,949,000 | 10,619,000 |
| Risk-weighted assets | 25,892,000 | 25,892,000 | 25,971,000 | 26,291,000 |