Call reports 2002
PEOPLES BANK OF GRACEVILLE — 2002
What PEOPLES BANK OF GRACEVILLE reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 44,699,000 | 45,089,000 | 48,413,000 | 47,895,000 |
| Total loans | 15,324,000 | 15,123,000 | 14,419,000 | 14,022,000 |
| Allowance for loan losses | 218,000 | 214,000 | 217,000 | 225,000 |
| Securities available for sale | 24,687,000 | 21,176,000 | 23,651,000 | 24,203,000 |
| Securities held to maturity | 1,470,000 | 2,211,000 | 2,281,000 | 3,542,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 34,611,000 | 34,463,000 | 37,519,000 | 36,917,000 |
| Interest-bearing deposits | 27,256,000 | 27,966,000 | 30,522,000 | 29,679,000 |
| Noninterest-bearing deposits | 7,355,000 | 6,497,000 | 6,997,000 | 7,238,000 |
| Equity capital | 9,537,000 | 10,063,000 | 10,332,000 | 10,224,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 659,000 | 1,310,000 | 1,938,000 | 2,546,000 |
| Interest expense | 206,000 | 382,000 | 560,000 | 734,000 |
| Net interest income | 453,000 | 928,000 | 1,378,000 | 1,812,000 |
| Noninterest income | 109,000 | 224,000 | 365,000 | 472,000 |
| Noninterest expense | 258,000 | 509,000 | 773,000 | 1,055,000 |
| Provision for loan losses | 6,000 | 12,000 | 18,000 | 24,000 |
| Pretax income | 300,000 | 627,000 | 948,000 | 1,201,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 300,000 | 627,000 | 948,000 | 1,201,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,458,000 | 9,589,000 | 9,713,000 | 9,566,000 |
| Total capital | 9,676,000 | 9,803,000 | 9,930,000 | 9,786,000 |
| Risk-weighted assets | 17,388,000 | 17,847,000 | 18,277,000 | 19,346,000 |