Call reports 2001
PEOPLES BANK OF GRACEVILLE — 2001
What PEOPLES BANK OF GRACEVILLE reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 43,392,000 | 43,401,000 | 45,265,000 | 44,531,000 |
| Total loans | 15,338,000 | 15,263,000 | 15,517,000 | 14,573,000 |
| Allowance for loan losses | 207,000 | 213,000 | 214,000 | 220,000 |
| Securities available for sale | 20,107,000 | 20,423,000 | 22,175,000 | 23,263,000 |
| Securities held to maturity | 2,206,000 | 2,153,000 | 2,333,000 | 1,807,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 33,362,000 | 33,205,000 | 34,728,000 | 34,146,000 |
| Interest-bearing deposits | 26,249,000 | 27,128,000 | 27,502,000 | 27,485,000 |
| Noninterest-bearing deposits | 7,113,000 | 6,077,000 | 7,226,000 | 6,661,000 |
| Equity capital | 9,462,000 | 9,595,000 | 9,908,000 | 9,568,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 755,000 | 1,490,000 | 2,225,000 | 2,939,000 |
| Interest expense | 287,000 | 579,000 | 870,000 | 1,134,000 |
| Net interest income | 468,000 | 911,000 | 1,355,000 | 1,805,000 |
| Noninterest income | 101,000 | 212,000 | 310,000 | 415,000 |
| Noninterest expense | 241,000 | 491,000 | 732,000 | 997,000 |
| Provision for loan losses | 6,000 | 12,000 | 18,000 | 24,000 |
| Pretax income | 329,000 | 627,000 | 924,000 | 1,210,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 329,000 | 627,000 | 924,000 | 1,210,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,281,000 | 9,375,000 | 9,478,000 | 9,360,000 |
| Total capital | 9,488,000 | 9,588,000 | 9,692,000 | 9,564,000 |
| Risk-weighted assets | 20,664,000 | 17,507,000 | 17,367,000 | 16,327,000 |