Call reports 2005

UNITY BANK NATIONAL ASSOCIATION — 2005

Name: UNITY BANK NATIONAL ASSOCIATION — FFIEC call report 2005
Creator: UNITY BANK NATIONAL ASSOCIATION

What UNITY BANK NATIONAL ASSOCIATION reported to the FFIEC in 2005, quarter by quarter.

PERIOD: 2005SOURCE: FFIEC Call ReportEvery measure source-linked

Cite: FACTANKER, https://factanker.com/entity/9680fbca-ef38-482f-937a-6c5bb7dfa3ab/2005

Balance sheet

What the bank holds and owes at quarter end

Measure	2005Q1	2005Q2	2005Q3	2005Q4
Total assets	52,330,000	54,811,000	58,058,000	59,206,000
Total loans	29,870,000	30,351,000	30,960,000	30,329,000
Allowance for loan losses	443,000	459,000	465,000	472,000
Securities available for sale	16,968,000	15,803,000	19,588,000	22,160,000
Securities held to maturity	2,094,000	2,084,000	2,073,000	1,764,000
Trading assets	0	0	0	0
Total deposits	47,032,000	49,478,000	52,754,000	53,901,000
Interest-bearing deposits	40,009,000	43,003,000	46,212,000	47,041,000
Noninterest-bearing deposits	7,023,000	6,475,000	6,542,000	6,860,000
Equity capital	4,932,000	5,103,000	5,052,000	5,021,000

Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year

Measure	2005Q1	2005Q2	2005Q3	2005Q4
Interest income	657,000	1,363,000	2,159,000	2,960,000
Interest expense	173,000	385,000	704,000	1,004,000
Net interest income	484,000	978,000	1,455,000	1,956,000
Noninterest income	50,000	116,000	171,000	227,000
Noninterest expense	340,000	710,000	1,091,000	1,466,000
Provision for loan losses	15,000	30,000	35,000	45,000
Pretax income	180,000	352,000	499,000	671,000
Income tax	0	0	1,000	1,000
Net income	180,000	352,000	498,000	670,000

Basel measures — not reported for every quarter

Measure	2005Q1	2005Q2	2005Q3	2005Q4
Tier 1 capital	5,188,000	5,250,000	5,270,000	5,312,000
Total capital	5,547,000	5,619,000	5,655,000	5,702,000
Risk-weighted assets	28,645,000	29,393,000	30,735,000	31,108,000