Call reports 2003

UNITY BANK NATIONAL ASSOCIATION — 2003

Name: UNITY BANK NATIONAL ASSOCIATION — FFIEC call report 2003
Creator: UNITY BANK NATIONAL ASSOCIATION

What UNITY BANK NATIONAL ASSOCIATION reported to the FFIEC in 2003, quarter by quarter.

PERIOD: 2003SOURCE: FFIEC Call ReportEvery measure source-linked

Cite: FACTANKER, https://factanker.com/entity/9680fbca-ef38-482f-937a-6c5bb7dfa3ab/2003

Balance sheet

What the bank holds and owes at quarter end

Measure	2003Q1	2003Q2	2003Q3	2003Q4
Total assets	46,477,000	46,310,000	47,572,000	47,262,000
Total loans	24,695,000	24,720,000	26,634,000	27,848,000
Allowance for loan losses	322,000	335,000	350,000	366,000
Securities available for sale	14,174,000	12,837,000	12,243,000	10,656,000
Securities held to maturity	4,190,000	4,073,000	3,872,000	3,814,000
Trading assets	0	0	0	0
Total deposits	41,351,000	41,286,000	42,495,000	42,167,000
Interest-bearing deposits	35,706,000	35,547,000	35,927,000	35,652,000
Noninterest-bearing deposits	5,645,000	5,739,000	6,568,000	6,515,000
Equity capital	4,971,000	4,888,000	4,905,000	4,954,000

Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year

Measure	2003Q1	2003Q2	2003Q3	2003Q4
Interest income	664,000	1,325,000	2,018,000	2,653,000
Interest expense	165,000	320,000	461,000	597,000
Net interest income	499,000	1,005,000	1,557,000	2,056,000
Noninterest income	42,000	81,000	123,000	196,000
Noninterest expense	321,000	631,000	938,000	1,229,000
Provision for loan losses	10,000	25,000	40,000	55,000
Pretax income	210,000	430,000	702,000	959,000
Income tax	0	0	0	1,000
Net income	210,000	430,000	702,000	958,000

Basel measures — not reported for every quarter

Measure	2003Q1	2003Q2	2003Q3	2003Q4
Tier 1 capital	4,684,000	4,607,000	4,729,000	4,832,000
Total capital	5,001,000	4,923,000	5,055,000	5,164,000
Risk-weighted assets	25,336,000	25,302,000	26,053,000	26,491,000