Call reports 2001
UNITY BANK NATIONAL ASSOCIATION — 2001
What UNITY BANK NATIONAL ASSOCIATION reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 42,321,000 | 43,783,000 | 45,359,000 | 46,136,000 |
| Total loans | 21,398,000 | 21,928,000 | 21,239,000 | 20,792,000 |
| Allowance for loan losses | 257,000 | 267,000 | 271,000 | 275,000 |
| Securities available for sale | 13,999,000 | 14,141,000 | 15,178,000 | 14,619,000 |
| Securities held to maturity | 3,113,000 | 2,653,000 | 4,716,000 | 4,244,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 37,883,000 | 39,409,000 | 40,643,000 | 41,498,000 |
| Interest-bearing deposits | 33,861,000 | 35,146,000 | 35,819,000 | 36,043,000 |
| Noninterest-bearing deposits | 4,022,000 | 4,263,000 | 4,824,000 | 5,455,000 |
| Equity capital | 4,143,000 | 4,128,000 | 4,489,000 | 4,450,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 787,000 | 1,569,000 | 2,367,000 | 3,120,000 |
| Interest expense | 393,000 | 770,000 | 1,139,000 | 1,442,000 |
| Net interest income | 394,000 | 799,000 | 1,228,000 | 1,678,000 |
| Noninterest income | 36,000 | 102,000 | 160,000 | 207,000 |
| Noninterest expense | 240,000 | 488,000 | 756,000 | 1,033,000 |
| Provision for loan losses | 23,000 | 39,000 | 49,000 | 60,000 |
| Pretax income | 167,000 | 375,000 | 584,000 | 793,000 |
| Income tax | 16,000 | 37,000 | 21,000 | 22,000 |
| Net income | 151,000 | 338,000 | 563,000 | 771,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,984,000 | 3,938,000 | 4,088,000 | 4,156,000 |
| Total capital | 4,241,000 | 4,205,000 | 4,359,000 | 4,431,000 |
| Risk-weighted assets | 21,651,000 | 22,762,000 | 22,705,000 | 22,350,000 |