Call reports 2024
WHEATON BANK & TRUST COMPANY, NATIONAL ASSOCIATION — 2024
What WHEATON BANK & TRUST COMPANY, NATIONAL ASSOCIATION reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 3,138,126,000 | 3,456,971,000 | 3,621,551,000 | 3,660,659,000 |
| Total loans | 2,254,481,000 | 2,445,385,000 | 2,504,204,000 | 2,631,181,000 |
| Allowance for loan losses | 19,325,000 | 18,528,000 | 22,967,000 | 21,977,000 |
| Securities available for sale | 260,078,000 | 254,251,000 | 263,267,000 | 282,272,000 |
| Securities held to maturity | 341,022,000 | 336,852,000 | 319,107,000 | 315,372,000 |
| Trading assets | 11,434,000 | 10,707,000 | 7,168,000 | 8,708,000 |
| Total deposits | 2,634,098,000 | 2,913,427,000 | 3,061,860,000 | 3,097,991,000 |
| Interest-bearing deposits | 2,044,316,000 | 2,250,903,000 | 2,366,307,000 | 2,416,585,000 |
| Noninterest-bearing deposits | 589,782,000 | 662,524,000 | 695,553,000 | 681,406,000 |
| Equity capital | 319,448,000 | 312,110,000 | 334,960,000 | 334,642,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 42,387,000 | 88,498,000 | 137,865,000 | 187,037,000 |
| Interest expense | 19,352,000 | 41,093,000 | 64,683,000 | 87,465,000 |
| Net interest income | 23,035,000 | 47,405,000 | 73,182,000 | 99,572,000 |
| Noninterest income | 2,240,000 | 5,272,000 | 8,465,000 | 11,943,000 |
| Noninterest expense | 9,943,000 | 20,104,000 | 30,881,000 | 41,750,000 |
| Provision for loan losses | 89,000 | -402,000 | 4,599,000 | 6,153,000 |
| Pretax income | 15,339,000 | 34,051,000 | 47,053,000 | 64,270,000 |
| Income tax | 3,989,000 | 8,983,000 | 12,441,000 | 17,031,000 |
| Net income | 11,350,000 | 25,068,000 | 34,612,000 | 47,239,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 306,774,000 | 300,662,000 | 310,377,000 | 323,221,000 |
| Total capital | 328,788,000 | 320,900,000 | 335,277,000 | 347,365,000 |
| Risk-weighted assets | 2,689,123,000 | 2,858,126,000 | 2,906,407,000 | 3,040,029,000 |