Call reports 2022
WHEATON BANK & TRUST COMPANY, NATIONAL ASSOCIATION — 2022
What WHEATON BANK & TRUST COMPANY, NATIONAL ASSOCIATION reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 2,873,951,000 | 2,777,461,000 | 2,942,434,000 | 3,032,940,000 |
| Total loans | 1,871,983,000 | 1,917,382,000 | 2,013,122,000 | 2,065,890,000 |
| Allowance for loan losses | 13,023,000 | 13,919,000 | 13,550,000 | 16,640,000 |
| Securities available for sale | 276,909,000 | 301,771,000 | 287,082,000 | 289,905,000 |
| Securities held to maturity | 331,532,000 | 325,825,000 | 321,329,000 | 357,808,000 |
| Trading assets | 6,634,000 | 8,866,000 | 14,365,000 | 13,582,000 |
| Total deposits | 2,447,204,000 | 2,360,928,000 | 2,445,523,000 | 2,595,651,000 |
| Interest-bearing deposits | 1,536,613,000 | 1,382,810,000 | 1,470,821,000 | 1,664,347,000 |
| Noninterest-bearing deposits | 910,591,000 | 978,118,000 | 974,702,000 | 931,304,000 |
| Equity capital | 281,351,000 | 275,324,000 | 270,936,000 | 282,754,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 17,005,000 | 36,003,000 | 59,582,000 | 89,901,000 |
| Interest expense | 1,200,000 | 2,818,000 | 5,697,000 | 12,174,000 |
| Net interest income | 15,805,000 | 33,185,000 | 53,885,000 | 77,727,000 |
| Noninterest income | 3,601,000 | 6,569,000 | 10,245,000 | 12,380,000 |
| Noninterest expense | 8,439,000 | 16,846,000 | 25,853,000 | 35,745,000 |
| Provision for loan losses | 1,157,000 | 4,939,000 | 3,986,000 | 7,109,000 |
| Pretax income | 9,937,000 | 17,403,000 | 34,230,000 | 46,928,000 |
| Income tax | 2,671,000 | 4,690,000 | 9,182,000 | 12,622,000 |
| Net income | 7,266,000 | 12,713,000 | 25,048,000 | 34,306,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 240,797,000 | 247,374,000 | 259,948,000 | 269,366,000 |
| Total capital | 252,927,000 | 261,076,000 | 272,830,000 | 285,606,000 |
| Risk-weighted assets | 2,241,419,000 | 2,318,687,000 | 2,390,027,000 | 2,470,145,000 |