Call reports 2021
WHEATON BANK & TRUST COMPANY, NATIONAL ASSOCIATION — 2021
What WHEATON BANK & TRUST COMPANY, NATIONAL ASSOCIATION reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 2,705,907,000 | 2,843,611,000 | 2,972,256,000 | 2,927,527,000 |
| Total loans | 1,925,488,000 | 1,865,650,000 | 1,841,188,000 | 1,849,992,000 |
| Allowance for loan losses | 13,415,000 | 13,441,000 | 13,881,000 | 12,623,000 |
| Securities available for sale | 221,001,000 | 195,904,000 | 193,452,000 | 206,253,000 |
| Securities held to maturity | 146,743,000 | 218,815,000 | 265,416,000 | 333,258,000 |
| Trading assets | 9,464,000 | 9,566,000 | 8,695,000 | 7,612,000 |
| Total deposits | 2,292,711,000 | 2,425,552,000 | 2,544,265,000 | 2,492,121,000 |
| Interest-bearing deposits | 1,373,513,000 | 1,415,279,000 | 1,484,986,000 | 1,450,784,000 |
| Noninterest-bearing deposits | 919,198,000 | 1,010,273,000 | 1,059,279,000 | 1,041,337,000 |
| Equity capital | 261,947,000 | 268,989,000 | 275,876,000 | 287,253,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 16,274,000 | 33,523,000 | 50,680,000 | 67,773,000 |
| Interest expense | 1,842,000 | 3,561,000 | 4,965,000 | 6,216,000 |
| Net interest income | 14,432,000 | 29,962,000 | 45,715,000 | 61,557,000 |
| Noninterest income | 2,936,000 | 5,454,000 | 8,260,000 | 11,597,000 |
| Noninterest expense | 8,177,000 | 16,792,000 | 25,182,000 | 33,780,000 |
| Provision for loan losses | -3,147,000 | -3,157,000 | -2,844,000 | -2,902,000 |
| Pretax income | 13,294,000 | 23,130,000 | 33,355,000 | 43,447,000 |
| Income tax | 3,500,000 | 6,109,000 | 8,822,000 | 11,628,000 |
| Net income | 9,794,000 | 17,021,000 | 24,533,000 | 31,819,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 207,997,000 | 215,258,000 | 222,908,000 | 234,218,000 |
| Total capital | 219,554,000 | 226,547,000 | 234,267,000 | 245,045,000 |
| Risk-weighted assets | 1,929,243,000 | 2,020,593,000 | 2,076,776,000 | 2,155,065,000 |