Call reports 2020
WHEATON BANK & TRUST COMPANY, NATIONAL ASSOCIATION — 2020
What WHEATON BANK & TRUST COMPANY, NATIONAL ASSOCIATION reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 2,207,684,000 | 2,572,873,000 | 2,653,035,000 | 2,597,424,000 |
| Total loans | 1,448,978,000 | 1,765,333,000 | 1,869,502,000 | 1,834,845,000 |
| Allowance for loan losses | 9,581,000 | 14,938,000 | 16,025,000 | 16,938,000 |
| Securities available for sale | 293,561,000 | 274,808,000 | 361,713,000 | 393,309,000 |
| Securities held to maturity | 83,738,000 | 64,434,000 | 19,414,000 | 18,753,000 |
| Trading assets | 15,863,000 | 16,742,000 | 16,046,000 | 14,369,000 |
| Total deposits | 1,810,235,000 | 2,169,730,000 | 2,248,665,000 | 2,185,921,000 |
| Interest-bearing deposits | 1,264,704,000 | 1,415,903,000 | 1,469,145,000 | 1,346,912,000 |
| Noninterest-bearing deposits | 545,531,000 | 753,827,000 | 779,520,000 | 839,009,000 |
| Equity capital | 238,707,000 | 240,584,000 | 247,935,000 | 254,228,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 17,863,000 | 36,165,000 | 53,466,000 | 69,804,000 |
| Interest expense | 4,042,000 | 7,270,000 | 9,860,000 | 12,052,000 |
| Net interest income | 13,821,000 | 28,895,000 | 43,606,000 | 57,752,000 |
| Noninterest income | 2,375,000 | 4,702,000 | 7,192,000 | 9,954,000 |
| Noninterest expense | 8,594,000 | 18,029,000 | 24,843,000 | 33,616,000 |
| Provision for loan losses | 2,029,000 | 7,633,000 | 8,903,000 | 9,655,000 |
| Pretax income | 5,600,000 | 7,974,000 | 17,101,000 | 24,483,000 |
| Income tax | 1,440,000 | 2,053,000 | 3,537,000 | 5,414,000 |
| Net income | 4,160,000 | 5,921,000 | 13,564,000 | 19,069,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 182,127,000 | 185,634,000 | 193,385,000 | 199,134,000 |
| Total capital | 190,781,000 | 199,301,000 | 207,159,000 | 213,784,000 |
| Risk-weighted assets | 1,692,138,000 | 1,740,489,000 | 1,827,453,000 | 1,869,191,000 |