Call reports 2019
WHEATON BANK & TRUST COMPANY, NATIONAL ASSOCIATION — 2019
What WHEATON BANK & TRUST COMPANY, NATIONAL ASSOCIATION reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 1,780,164,000 | 1,857,377,000 | 1,984,708,000 | 2,022,700,000 |
| Total loans | 1,276,030,000 | 1,364,393,000 | 1,369,088,000 | 1,407,198,000 |
| Allowance for loan losses | 6,762,000 | 7,362,000 | 6,367,000 | 6,218,000 |
| Securities available for sale | 152,312,000 | 148,358,000 | 223,150,000 | 257,788,000 |
| Securities held to maturity | 57,710,000 | 76,352,000 | 98,458,000 | 95,762,000 |
| Trading assets | 6,900,000 | 8,745,000 | 11,257,000 | 6,621,000 |
| Total deposits | 1,474,783,000 | 1,545,621,000 | 1,661,058,000 | 1,691,898,000 |
| Interest-bearing deposits | 1,053,041,000 | 1,087,247,000 | 1,130,905,000 | 1,150,476,000 |
| Noninterest-bearing deposits | 421,742,000 | 458,374,000 | 530,153,000 | 541,422,000 |
| Equity capital | 217,898,000 | 221,603,000 | 229,426,000 | 236,432,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 17,440,000 | 35,735,000 | 54,667,000 | 73,334,000 |
| Interest expense | 3,388,000 | 7,331,000 | 11,727,000 | 16,081,000 |
| Net interest income | 14,052,000 | 28,404,000 | 42,940,000 | 57,253,000 |
| Noninterest income | 1,955,000 | 3,552,000 | 5,718,000 | 7,755,000 |
| Noninterest expense | 6,935,000 | 14,239,000 | 21,152,000 | 28,552,000 |
| Provision for loan losses | 1,078,000 | 5,616,000 | 6,282,000 | 5,795,000 |
| Pretax income | 8,007,000 | 12,206,000 | 21,408,000 | 30,844,000 |
| Income tax | 1,969,000 | 3,028,000 | 5,361,000 | 7,773,000 |
| Net income | 6,038,000 | 9,178,000 | 16,047,000 | 23,071,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 163,868,000 | 167,143,000 | 174,116,000 | 181,195,000 |
| Total capital | 170,722,000 | 174,602,000 | 180,580,000 | 187,518,000 |
| Risk-weighted assets | 1,491,557,000 | 1,575,283,000 | 1,588,194,000 | 1,650,189,000 |