Call reports 2018
WHEATON BANK & TRUST COMPANY, NATIONAL ASSOCIATION — 2018
What WHEATON BANK & TRUST COMPANY, NATIONAL ASSOCIATION reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 1,527,917,000 | 1,647,361,000 | 1,700,151,000 | 1,733,933,000 |
| Total loans | 1,142,325,000 | 1,229,917,000 | 1,258,297,000 | 1,258,900,000 |
| Allowance for loan losses | 5,572,000 | 6,045,000 | 6,083,000 | 5,988,000 |
| Securities available for sale | 131,127,000 | 141,940,000 | 192,104,000 | 143,247,000 |
| Securities held to maturity | 57,622,000 | 57,388,000 | 57,791,000 | 57,769,000 |
| Trading assets | 5,651,000 | 5,801,000 | 6,110,000 | 6,352,000 |
| Total deposits | 1,231,006,000 | 1,385,339,000 | 1,371,915,000 | 1,459,959,000 |
| Interest-bearing deposits | 762,273,000 | 919,257,000 | 873,682,000 | 961,350,000 |
| Noninterest-bearing deposits | 468,733,000 | 466,082,000 | 498,233,000 | 498,609,000 |
| Equity capital | 192,516,000 | 197,762,000 | 203,288,000 | 211,859,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 13,603,000 | 28,510,000 | 44,750,000 | 62,420,000 |
| Interest expense | 1,545,000 | 3,582,000 | 6,162,000 | 9,174,000 |
| Net interest income | 12,058,000 | 24,928,000 | 38,588,000 | 53,246,000 |
| Noninterest income | 1,145,000 | 1,767,000 | 3,280,000 | 4,926,000 |
| Noninterest expense | 5,737,000 | 11,515,000 | 17,781,000 | 24,875,000 |
| Provision for loan losses | 249,000 | 434,000 | 624,000 | 778,000 |
| Pretax income | 7,118,000 | 14,636,000 | 23,326,000 | 32,411,000 |
| Income tax | 1,778,000 | 3,662,000 | 5,938,000 | 8,094,000 |
| Net income | 5,340,000 | 10,974,000 | 17,388,000 | 24,317,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 140,293,000 | 146,091,000 | 152,651,000 | 159,718,000 |
| Total capital | 153,448,000 | 159,729,000 | 166,322,000 | 165,798,000 |
| Risk-weighted assets | 1,331,970,000 | 1,418,237,000 | 1,455,122,000 | 1,473,540,000 |