Call reports 2017
WHEATON BANK & TRUST COMPANY, NATIONAL ASSOCIATION — 2017
What WHEATON BANK & TRUST COMPANY, NATIONAL ASSOCIATION reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 1,333,919,000 | 1,454,066,000 | 1,468,168,000 | 1,540,253,000 |
| Total loans | 1,016,050,000 | 1,074,404,000 | 1,090,451,000 | 1,163,637,000 |
| Allowance for loan losses | 5,204,000 | 5,565,000 | 5,142,000 | 5,544,000 |
| Securities available for sale | 103,029,000 | 97,887,000 | 104,751,000 | 113,177,000 |
| Securities held to maturity | 40,614,000 | 45,445,000 | 49,317,000 | 51,111,000 |
| Trading assets | 6,040,000 | 5,951,000 | 5,724,000 | 5,509,000 |
| Total deposits | 1,121,149,000 | 1,223,760,000 | 1,234,139,000 | 1,259,299,000 |
| Interest-bearing deposits | 699,047,000 | 759,340,000 | 787,938,000 | 760,677,000 |
| Noninterest-bearing deposits | 422,102,000 | 464,420,000 | 446,201,000 | 498,622,000 |
| Equity capital | 169,928,000 | 174,581,000 | 179,036,000 | 188,526,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 10,552,000 | 22,427,000 | 35,352,000 | 48,405,000 |
| Interest expense | 907,000 | 2,069,000 | 3,453,000 | 4,897,000 |
| Net interest income | 9,645,000 | 20,358,000 | 31,899,000 | 43,508,000 |
| Noninterest income | 1,033,000 | 3,206,000 | 3,991,000 | 5,413,000 |
| Noninterest expense | 5,440,000 | 11,106,000 | 16,538,000 | 22,714,000 |
| Provision for loan losses | 83,000 | 643,000 | 404,000 | 709,000 |
| Pretax income | 5,155,000 | 11,818,000 | 18,953,000 | 25,502,000 |
| Income tax | 1,803,000 | 4,292,000 | 7,002,000 | 10,213,000 |
| Net income | 3,352,000 | 7,526,000 | 11,951,000 | 15,289,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 116,473,000 | 120,684,000 | 125,909,000 | 135,009,000 |
| Total capital | 134,265,000 | 136,823,000 | 141,632,000 | 151,141,000 |
| Risk-weighted assets | 1,166,544,000 | 1,237,553,000 | 1,257,715,000 | 1,322,111,000 |