Call reports 2016
WHEATON BANK & TRUST COMPANY, NATIONAL ASSOCIATION — 2016
What WHEATON BANK & TRUST COMPANY, NATIONAL ASSOCIATION reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 1,282,994,000 | 1,307,626,000 | 1,333,398,000 | 1,352,517,000 |
| Total loans | 899,448,000 | 936,581,000 | 980,333,000 | 990,814,000 |
| Allowance for loan losses | 4,576,000 | 4,696,000 | 4,836,000 | 5,034,000 |
| Securities available for sale | 49,548,000 | 44,384,000 | 87,174,000 | 111,583,000 |
| Securities held to maturity | 93,544,000 | 88,984,000 | 67,956,000 | 37,046,000 |
| Trading assets | 8,778,000 | 9,736,000 | 8,911,000 | 6,246,000 |
| Total deposits | 1,052,419,000 | 1,056,618,000 | 1,110,821,000 | 1,152,436,000 |
| Interest-bearing deposits | 690,363,000 | 714,718,000 | 716,632,000 | 721,330,000 |
| Noninterest-bearing deposits | 362,056,000 | 341,900,000 | 394,189,000 | 431,106,000 |
| Equity capital | 156,151,000 | 161,151,000 | 164,515,000 | 166,479,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 10,765,000 | 21,927,000 | 32,796,000 | 43,437,000 |
| Interest expense | 937,000 | 1,969,000 | 3,009,000 | 3,995,000 |
| Net interest income | 9,828,000 | 19,958,000 | 29,787,000 | 39,442,000 |
| Noninterest income | 1,004,000 | 1,860,000 | 2,858,000 | 4,482,000 |
| Noninterest expense | 5,707,000 | 11,605,000 | 17,288,000 | 22,810,000 |
| Provision for loan losses | 51,000 | 280,000 | 581,000 | 1,081,000 |
| Pretax income | 5,093,000 | 10,011,000 | 14,917,000 | 20,165,000 |
| Income tax | 1,877,000 | 3,696,000 | 5,503,000 | 7,451,000 |
| Net income | 3,216,000 | 6,315,000 | 9,414,000 | 12,714,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 101,275,000 | 106,128,000 | 109,283,000 | 112,665,000 |
| Total capital | 107,406,000 | 126,394,000 | 129,688,000 | 130,256,000 |
| Risk-weighted assets | 1,049,694,000 | 1,093,599,000 | 1,122,405,000 | 1,148,872,000 |