Call reports 2015
WHEATON BANK & TRUST COMPANY, NATIONAL ASSOCIATION — 2015
What WHEATON BANK & TRUST COMPANY, NATIONAL ASSOCIATION reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 819,539,000 | 864,810,000 | 1,206,670,000 | 1,278,421,000 |
| Total loans | 590,428,000 | 642,113,000 | 844,858,000 | 884,081,000 |
| Allowance for loan losses | 4,000,000 | 3,659,000 | 4,063,000 | 4,526,000 |
| Securities available for sale | 81,769,000 | 104,509,000 | 124,442,000 | 92,023,000 |
| Securities held to maturity | 0 | 0 | 0 | 87,730,000 |
| Trading assets | 5,782,000 | 4,753,000 | 7,845,000 | 6,823,000 |
| Total deposits | 702,322,000 | 723,821,000 | 1,009,091,000 | 1,069,688,000 |
| Interest-bearing deposits | 464,197,000 | 455,824,000 | 670,173,000 | 707,737,000 |
| Noninterest-bearing deposits | 238,125,000 | 267,997,000 | 338,918,000 | 361,951,000 |
| Equity capital | 98,127,000 | 97,335,000 | 148,747,000 | 150,264,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 6,025,000 | 12,043,000 | 22,082,000 | 32,477,000 |
| Interest expense | 636,000 | 1,252,000 | 2,032,000 | 2,911,000 |
| Net interest income | 5,389,000 | 10,791,000 | 20,050,000 | 29,566,000 |
| Noninterest income | 1,525,000 | 2,285,000 | 3,554,000 | 3,758,000 |
| Noninterest expense | 4,252,000 | 8,044,000 | 15,615,000 | 21,808,000 |
| Provision for loan losses | -135,000 | -377,000 | 41,000 | 631,000 |
| Pretax income | 2,826,000 | 5,443,000 | 7,812,000 | 10,749,000 |
| Income tax | 1,115,000 | 2,129,000 | 2,984,000 | 4,043,000 |
| Net income | 1,711,000 | 3,314,000 | 4,828,000 | 6,706,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 72,551,000 | 73,241,000 | 94,170,000 | 96,799,000 |
| Total capital | 79,083,000 | 79,437,000 | 100,786,000 | 103,873,000 |
| Risk-weighted assets | 688,467,000 | 749,160,000 | 973,989,000 | 1,024,788,000 |