Call reports 2014
WHEATON BANK & TRUST COMPANY, NATIONAL ASSOCIATION — 2014
What WHEATON BANK & TRUST COMPANY, NATIONAL ASSOCIATION reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 807,819,000 | 857,735,000 | 831,210,000 | 858,762,000 |
| Total loans | 575,980,000 | 616,846,000 | 598,763,000 | 616,105,000 |
| Allowance for loan losses | 4,877,000 | 4,388,000 | 3,909,000 | 4,211,000 |
| Securities available for sale | 99,139,000 | 90,236,000 | 89,565,000 | 88,114,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 4,877,000 | 5,217,000 | 4,798,000 | 5,426,000 |
| Total deposits | 697,978,000 | 725,731,000 | 707,758,000 | 739,510,000 |
| Interest-bearing deposits | 521,413,000 | 528,672,000 | 515,347,000 | 482,955,000 |
| Noninterest-bearing deposits | 176,565,000 | 197,059,000 | 192,411,000 | 256,555,000 |
| Equity capital | 95,626,000 | 92,696,000 | 94,624,000 | 95,622,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 6,232,000 | 12,526,000 | 18,837,000 | 24,794,000 |
| Interest expense | 693,000 | 1,391,000 | 2,111,000 | 2,785,000 |
| Net interest income | 5,539,000 | 11,135,000 | 16,726,000 | 22,009,000 |
| Noninterest income | 435,000 | 641,000 | 1,450,000 | 2,950,000 |
| Noninterest expense | 4,088,000 | 7,851,000 | 11,632,000 | 15,948,000 |
| Provision for loan losses | -461,000 | -367,000 | -690,000 | -367,000 |
| Pretax income | 2,352,000 | 4,310,000 | 7,265,000 | 9,411,000 |
| Income tax | 875,000 | 1,592,000 | 2,711,000 | 3,498,000 |
| Net income | 1,477,000 | 2,718,000 | 4,554,000 | 5,913,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 71,279,000 | 67,619,000 | 69,548,000 | 70,632,000 |
| Total capital | 76,199,000 | 75,050,000 | 76,498,000 | 77,366,000 |
| Risk-weighted assets | 623,600,000 | 669,032,000 | 646,027,000 | 669,202,000 |