Call reports 2013
WHEATON BANK & TRUST COMPANY, NATIONAL ASSOCIATION — 2013
What WHEATON BANK & TRUST COMPANY, NATIONAL ASSOCIATION reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 742,458,000 | 726,029,000 | 761,042,000 | 799,955,000 |
| Total loans | 538,142,000 | 517,876,000 | 549,942,000 | 559,480,000 |
| Allowance for loan losses | 10,770,000 | 13,218,000 | 12,477,000 | 9,572,000 |
| Securities available for sale | 97,022,000 | 85,701,000 | 79,920,000 | 126,779,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 7,049,000 | 4,970,000 | 4,918,000 | 4,284,000 |
| Total deposits | 624,044,000 | 608,731,000 | 654,022,000 | 658,188,000 |
| Interest-bearing deposits | 465,220,000 | 441,235,000 | 467,256,000 | 461,258,000 |
| Noninterest-bearing deposits | 158,824,000 | 167,496,000 | 186,766,000 | 196,930,000 |
| Equity capital | 92,471,000 | 91,348,000 | 93,112,000 | 93,623,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 5,838,000 | 11,419,000 | 16,940,000 | 22,647,000 |
| Interest expense | 741,000 | 1,409,000 | 2,039,000 | 2,718,000 |
| Net interest income | 5,097,000 | 10,010,000 | 14,901,000 | 19,929,000 |
| Noninterest income | 758,000 | 1,169,000 | 3,148,000 | 3,770,000 |
| Noninterest expense | 3,610,000 | 6,661,000 | 10,396,000 | 13,545,000 |
| Provision for loan losses | 727,000 | 1,613,000 | 1,790,000 | 2,034,000 |
| Pretax income | 1,518,000 | 2,905,000 | 5,864,000 | 8,121,000 |
| Income tax | 558,000 | 1,065,000 | 2,172,000 | 3,020,000 |
| Net income | 960,000 | 1,840,000 | 3,692,000 | 5,101,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 65,537,000 | 66,448,000 | 68,395,000 | 69,730,000 |
| Total capital | 72,369,000 | 73,003,000 | 75,476,000 | 77,177,000 |
| Risk-weighted assets | 542,649,000 | 520,889,000 | 561,009,000 | 593,543,000 |