Call reports 2012
WHEATON BANK & TRUST COMPANY, NATIONAL ASSOCIATION — 2012
What WHEATON BANK & TRUST COMPANY, NATIONAL ASSOCIATION reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 729,866,000 | 731,615,000 | 732,993,000 | 778,483,000 |
| Total loans | 534,694,000 | 546,206,000 | 546,425,000 | 517,326,000 |
| Allowance for loan losses | 13,410,000 | 13,545,000 | 13,523,000 | 9,102,000 |
| Securities available for sale | 81,761,000 | 63,675,000 | 66,344,000 | 88,086,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 6,560,000 | 7,675,000 | 7,715,000 | 7,182,000 |
| Total deposits | 619,866,000 | 621,920,000 | 613,111,000 | 660,719,000 |
| Interest-bearing deposits | 476,617,000 | 474,040,000 | 475,611,000 | 484,758,000 |
| Noninterest-bearing deposits | 143,249,000 | 147,880,000 | 137,500,000 | 175,961,000 |
| Equity capital | 80,417,000 | 81,661,000 | 90,625,000 | 91,654,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 7,113,000 | 14,200,000 | 21,109,000 | 27,345,000 |
| Interest expense | 1,094,000 | 2,031,000 | 2,905,000 | 3,748,000 |
| Net interest income | 6,019,000 | 12,169,000 | 18,204,000 | 23,597,000 |
| Noninterest income | 679,000 | 1,499,000 | 1,781,000 | 1,873,000 |
| Noninterest expense | 4,236,000 | 8,003,000 | 11,754,000 | 16,128,000 |
| Provision for loan losses | 1,890,000 | 3,330,000 | 3,746,000 | 3,661,000 |
| Pretax income | 573,000 | 2,380,000 | 4,533,000 | 5,729,000 |
| Income tax | 193,000 | 879,000 | 1,698,000 | 1,911,000 |
| Net income | 380,000 | 1,501,000 | 2,835,000 | 3,818,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 53,359,000 | 54,554,000 | 63,459,000 | 64,509,000 |
| Total capital | 59,798,000 | 61,235,000 | 70,131,000 | 71,097,000 |
| Risk-weighted assets | 508,185,000 | 527,567,000 | 527,280,000 | 524,497,000 |