Call reports 2011
WHEATON BANK & TRUST COMPANY, NATIONAL ASSOCIATION — 2011
What WHEATON BANK & TRUST COMPANY, NATIONAL ASSOCIATION reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 697,452,000 | 679,343,000 | 708,653,000 | 714,878,000 |
| Total loans | 480,216,000 | 484,469,000 | 505,661,000 | 521,450,000 |
| Allowance for loan losses | 7,286,000 | 8,239,000 | 11,173,000 | 13,233,000 |
| Securities available for sale | 75,950,000 | 50,442,000 | 47,637,000 | 59,989,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 587,182,000 | 576,506,000 | 600,398,000 | 601,031,000 |
| Interest-bearing deposits | 509,807,000 | 489,697,000 | 493,555,000 | 493,427,000 |
| Noninterest-bearing deposits | 77,375,000 | 86,809,000 | 106,843,000 | 107,604,000 |
| Equity capital | 76,760,000 | 78,053,000 | 79,310,000 | 79,955,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 8,024,000 | 16,246,000 | 24,024,000 | 31,448,000 |
| Interest expense | 1,389,000 | 2,539,000 | 3,644,000 | 4,880,000 |
| Net interest income | 6,635,000 | 13,707,000 | 20,380,000 | 26,568,000 |
| Noninterest income | 467,000 | 714,000 | 1,303,000 | 1,757,000 |
| Noninterest expense | 4,426,000 | 8,836,000 | 12,405,000 | 16,532,000 |
| Provision for loan losses | 1,486,000 | 2,944,000 | 4,787,000 | 6,072,000 |
| Pretax income | 1,190,000 | 2,665,000 | 4,523,000 | 5,769,000 |
| Income tax | 638,000 | 1,169,000 | 1,870,000 | 2,331,000 |
| Net income | 552,000 | 1,496,000 | 2,653,000 | 3,438,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 49,807,000 | 50,806,000 | 52,041,000 | 52,911,000 |
| Total capital | 55,408,000 | 56,357,000 | 57,923,000 | 59,164,000 |
| Risk-weighted assets | 446,367,000 | 441,341,000 | 465,193,000 | 495,508,000 |