Call reports 2010
WHEATON BANK & TRUST COMPANY, NATIONAL ASSOCIATION — 2010
What WHEATON BANK & TRUST COMPANY, NATIONAL ASSOCIATION reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 468,607,000 | 842,318,000 | 767,216,000 | 735,352,000 |
| Total loans | 316,623,000 | 470,618,000 | 482,100,000 | 496,523,000 |
| Allowance for loan losses | 3,632,000 | 3,515,000 | 4,399,000 | 4,818,000 |
| Securities available for sale | 43,310,000 | 90,845,000 | 66,194,000 | 71,173,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 389,061,000 | 734,888,000 | 653,632,000 | 614,041,000 |
| Interest-bearing deposits | 331,943,000 | 667,041,000 | 586,813,000 | 542,893,000 |
| Noninterest-bearing deposits | 57,118,000 | 67,847,000 | 66,819,000 | 71,148,000 |
| Equity capital | 56,332,000 | 72,139,000 | 85,797,000 | 86,180,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 4,425,000 | 10,647,000 | 16,855,000 | 23,437,000 |
| Interest expense | 1,324,000 | 2,617,000 | 4,159,000 | 5,576,000 |
| Net interest income | 3,101,000 | 8,030,000 | 12,696,000 | 17,861,000 |
| Noninterest income | 74,000 | 23,348,000 | 24,113,000 | 24,562,000 |
| Noninterest expense | 2,217,000 | 5,043,000 | 7,997,000 | 11,309,000 |
| Provision for loan losses | 878,000 | 1,354,000 | 3,322,000 | 4,235,000 |
| Pretax income | 80,000 | 24,981,000 | 25,907,000 | 27,368,000 |
| Income tax | 13,000 | 9,583,000 | 9,933,000 | 10,460,000 |
| Net income | 67,000 | 15,398,000 | 15,974,000 | 16,908,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 31,145,000 | 46,293,000 | 59,926,000 | 59,197,000 |
| Total capital | 42,996,000 | 58,023,000 | 64,354,000 | 64,049,000 |
| Risk-weighted assets | 348,597,000 | 387,046,000 | 447,103,000 | 464,260,000 |