Call reports 2009
WHEATON BANK & TRUST COMPANY, NATIONAL ASSOCIATION — 2009
What WHEATON BANK & TRUST COMPANY, NATIONAL ASSOCIATION reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 393,740,000 | 424,556,000 | 472,506,000 | 446,991,000 |
| Total loans | 283,508,000 | 318,022,000 | 292,033,000 | 298,082,000 |
| Allowance for loan losses | 2,624,000 | 2,844,000 | 3,258,000 | 3,418,000 |
| Securities available for sale | 55,776,000 | 40,626,000 | 45,097,000 | 49,917,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 319,569,000 | 352,899,000 | 397,284,000 | 370,305,000 |
| Interest-bearing deposits | 278,891,000 | 307,820,000 | 354,605,000 | 330,507,000 |
| Noninterest-bearing deposits | 40,678,000 | 45,079,000 | 42,679,000 | 39,798,000 |
| Equity capital | 50,135,000 | 50,954,000 | 55,984,000 | 56,072,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 4,227,000 | 8,815,000 | 13,800,000 | 18,798,000 |
| Interest expense | 1,839,000 | 3,602,000 | 5,327,000 | 6,890,000 |
| Net interest income | 2,388,000 | 5,213,000 | 8,473,000 | 11,908,000 |
| Noninterest income | 199,000 | 260,000 | 643,000 | 762,000 |
| Noninterest expense | 1,746,000 | 3,681,000 | 6,168,000 | 9,008,000 |
| Provision for loan losses | 40,000 | 816,000 | 3,368,000 | 3,850,000 |
| Pretax income | 801,000 | 1,150,000 | -246,000 | -14,000 |
| Income tax | 304,000 | 439,000 | -100,000 | -18,000 |
| Net income | 497,000 | 711,000 | -146,000 | 4,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 24,864,000 | 26,135,000 | 30,831,000 | 31,035,000 |
| Total capital | 35,501,000 | 36,994,000 | 42,187,000 | 42,467,000 |
| Risk-weighted assets | 314,121,000 | 347,038,000 | 327,612,000 | 333,812,000 |