Call reports 2006
WHEATON BANK & TRUST COMPANY, NATIONAL ASSOCIATION — 2006
What WHEATON BANK & TRUST COMPANY, NATIONAL ASSOCIATION reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 170,698,000 | 186,460,000 | 210,968,000 | 310,779,000 |
| Total loans | 94,579,000 | 117,225,000 | 130,796,000 | 195,650,000 |
| Allowance for loan losses | 618,000 | 715,000 | 798,000 | 1,265,000 |
| Securities available for sale | 50,590,000 | 46,297,000 | 45,790,000 | 63,850,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 127,299,000 | 141,859,000 | 169,993,000 | 247,666,000 |
| Interest-bearing deposits | 115,434,000 | 129,395,000 | 156,313,000 | 223,431,000 |
| Noninterest-bearing deposits | 11,865,000 | 12,464,000 | 13,680,000 | 24,235,000 |
| Equity capital | 19,980,000 | 21,936,000 | 24,211,000 | 48,704,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 2,082,000 | 4,664,000 | 7,693,000 | 12,053,000 |
| Interest expense | 1,310,000 | 2,865,000 | 4,673,000 | 7,159,000 |
| Net interest income | 772,000 | 1,799,000 | 3,020,000 | 4,894,000 |
| Noninterest income | 92,000 | 261,000 | 303,000 | 348,000 |
| Noninterest expense | 1,152,000 | 2,291,000 | 3,496,000 | 5,027,000 |
| Provision for loan losses | 80,000 | 195,000 | 283,000 | 224,000 |
| Pretax income | -367,000 | -425,000 | -455,000 | -8,000 |
| Income tax | -147,000 | -174,000 | -192,000 | -25,000 |
| Net income | -220,000 | -251,000 | -263,000 | 17,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,530,000 | 13,064,000 | 14,617,000 | 23,395,000 |
| Total capital | 11,150,000 | 13,781,000 | 15,417,000 | 24,677,000 |
| Risk-weighted assets | 107,971,000 | 133,590,000 | 150,682,000 | 232,239,000 |