Call reports 2002
WHEATON BANK & TRUST COMPANY, NATIONAL ASSOCIATION — 2002
What WHEATON BANK & TRUST COMPANY, NATIONAL ASSOCIATION reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 301,666,000 | 303,173,000 | 313,242,000 | 325,289,000 |
| Total loans | 267,023,000 | 265,991,000 | 268,126,000 | 260,311,000 |
| Allowance for loan losses | 2,960,000 | 2,678,000 | 2,878,000 | 3,115,000 |
| Securities available for sale | 14,383,000 | 14,636,000 | 23,791,000 | 26,807,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 247,783,000 | 248,881,000 | 263,287,000 | 277,099,000 |
| Interest-bearing deposits | 214,411,000 | 211,902,000 | 226,558,000 | 234,142,000 |
| Noninterest-bearing deposits | 33,372,000 | 36,979,000 | 36,729,000 | 42,957,000 |
| Equity capital | 23,572,000 | 24,155,000 | 24,717,000 | 24,160,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 4,746,000 | 9,497,000 | 14,287,000 | 18,965,000 |
| Interest expense | 2,155,000 | 4,183,000 | 6,229,000 | 8,098,000 |
| Net interest income | 2,591,000 | 5,314,000 | 8,058,000 | 10,867,000 |
| Noninterest income | 321,000 | 634,000 | 1,005,000 | 1,364,000 |
| Noninterest expense | 1,702,000 | 3,475,000 | 5,308,000 | 7,182,000 |
| Provision for loan losses | 201,000 | 428,000 | 666,000 | 900,000 |
| Pretax income | 1,009,000 | 2,045,000 | 3,089,000 | 4,149,000 |
| Income tax | 357,000 | 714,000 | 1,071,000 | 1,410,000 |
| Net income | 652,000 | 1,331,000 | 2,018,000 | 2,739,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 23,589,000 | 24,118,000 | 24,655,000 | 24,076,000 |
| Total capital | 26,549,000 | 26,796,000 | 27,533,000 | 27,191,000 |
| Risk-weighted assets | 252,105,000 | 253,968,000 | 259,773,000 | 256,003,000 |