Call reports 2001
WHEATON BANK & TRUST COMPANY, NATIONAL ASSOCIATION — 2001
What WHEATON BANK & TRUST COMPANY, NATIONAL ASSOCIATION reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 294,042,000 | 299,819,000 | 296,582,000 | 305,278,000 |
| Total loans | 257,443,000 | 265,560,000 | 269,385,000 | 265,243,000 |
| Allowance for loan losses | 2,383,000 | 2,553,000 | 2,699,000 | 2,830,000 |
| Securities available for sale | 12,226,000 | 13,886,000 | 11,932,000 | 19,781,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 241,700,000 | 246,813,000 | 241,615,000 | 251,926,000 |
| Interest-bearing deposits | 212,641,000 | 212,854,000 | 210,018,000 | 217,169,000 |
| Noninterest-bearing deposits | 29,059,000 | 33,959,000 | 31,597,000 | 34,757,000 |
| Equity capital | 22,062,000 | 22,356,000 | 22,977,000 | 23,119,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 5,541,000 | 11,006,000 | 16,366,000 | 21,384,000 |
| Interest expense | 3,191,000 | 6,316,000 | 9,170,000 | 11,666,000 |
| Net interest income | 2,350,000 | 4,690,000 | 7,196,000 | 9,718,000 |
| Noninterest income | 200,000 | 424,000 | 686,000 | 980,000 |
| Noninterest expense | 1,563,000 | 3,221,000 | 4,886,000 | 6,642,000 |
| Provision for loan losses | 165,000 | 350,000 | 560,000 | 1,014,000 |
| Pretax income | 822,000 | 1,543,000 | 2,436,000 | 3,042,000 |
| Income tax | 289,000 | 526,000 | 827,000 | 1,042,000 |
| Net income | 533,000 | 1,017,000 | 1,609,000 | 2,000,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 22,080,000 | 22,324,000 | 22,916,000 | 23,087,000 |
| Total capital | 24,463,000 | 24,877,000 | 25,615,000 | 25,917,000 |
| Risk-weighted assets | 243,751,000 | 242,997,000 | 249,157,000 | 248,429,000 |