Call reports 2019
FIRST WESTERN FEDERAL SAVINGS BANK — 2019
What FIRST WESTERN FEDERAL SAVINGS BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 57,759,000 | 59,444,000 | 61,391,000 | 61,420,000 |
| Total loans | 54,027,000 | 55,833,000 | 56,883,000 | 57,495,000 |
| Allowance for loan losses | 374,000 | 374,000 | 389,000 | 389,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 10,000 | 10,000 | 9,000 | 8,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 44,592,000 | 44,214,000 | 49,238,000 | 49,135,000 |
| Interest-bearing deposits | 41,569,000 | 41,562,000 | 45,501,000 | 45,650,000 |
| Noninterest-bearing deposits | 3,023,000 | 2,652,000 | 3,737,000 | 3,485,000 |
| Equity capital | 8,590,000 | 8,666,000 | 8,722,000 | 8,799,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 956,000 | 1,929,000 | 2,934,000 | 3,896,000 |
| Interest expense | 232,000 | 487,000 | 750,000 | 1,012,000 |
| Net interest income | 724,000 | 1,442,000 | 2,184,000 | 2,884,000 |
| Noninterest income | 28,000 | 36,000 | 39,000 | 32,000 |
| Noninterest expense | 396,000 | 813,000 | 1,226,000 | 1,617,000 |
| Provision for loan losses | 0 | 0 | 15,000 | 15,000 |
| Pretax income | 356,000 | 665,000 | 982,000 | 1,284,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 356,000 | 665,000 | 982,000 | 1,284,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,590,000 | 8,666,000 | 8,722,000 | 8,799,000 |
| Total capital | 8,964,000 | 9,040,000 | 9,111,000 | 9,188,000 |
| Risk-weighted assets | 32,109,000 | 33,264,000 | 32,168,000 | 33,070,000 |