Call reports 2018
FIRST WESTERN FEDERAL SAVINGS BANK — 2018
What FIRST WESTERN FEDERAL SAVINGS BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 54,728,000 | 53,916,000 | 55,963,000 | 57,499,000 |
| Total loans | 51,328,000 | 50,430,000 | 52,640,000 | 53,786,000 |
| Allowance for loan losses | 374,000 | 373,000 | 374,000 | 374,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 12,000 | 12,000 | 11,000 | 11,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 43,504,000 | 40,675,000 | 44,114,000 | 45,163,000 |
| Interest-bearing deposits | 39,911,000 | 37,746,000 | 40,356,000 | 41,916,000 |
| Noninterest-bearing deposits | 3,593,000 | 2,929,000 | 3,758,000 | 3,247,000 |
| Equity capital | 8,173,000 | 8,304,000 | 8,409,000 | 8,483,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 817,000 | 1,678,000 | 2,541,000 | 3,453,000 |
| Interest expense | 139,000 | 301,000 | 473,000 | 670,000 |
| Net interest income | 678,000 | 1,377,000 | 2,068,000 | 2,783,000 |
| Noninterest income | -16,000 | -18,000 | -18,000 | -14,000 |
| Noninterest expense | 391,000 | 774,000 | 1,165,000 | 1,549,000 |
| Provision for loan losses | 8,000 | 8,000 | 8,000 | 8,000 |
| Pretax income | 263,000 | 577,000 | 877,000 | 1,212,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 263,000 | 577,000 | 877,000 | 1,212,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,125,000 | 8,304,000 | 8,409,000 | 8,483,000 |
| Total capital | 8,486,000 | 8,671,000 | 8,783,000 | 8,857,000 |
| Risk-weighted assets | 28,916,000 | 29,357,000 | 30,171,000 | 30,867,000 |