Call reports 2017
FIRST WESTERN FEDERAL SAVINGS BANK — 2017
What FIRST WESTERN FEDERAL SAVINGS BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 56,719,000 | 54,090,000 | 55,517,000 | 53,785,000 |
| Total loans | 51,532,000 | 50,226,000 | 51,564,000 | 50,541,000 |
| Allowance for loan losses | 365,000 | 365,000 | 375,000 | 417,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 15,000 | 14,000 | 14,000 | 13,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 41,099,000 | 39,682,000 | 42,334,000 | 40,153,000 |
| Interest-bearing deposits | 38,636,000 | 37,102,000 | 38,913,000 | 37,122,000 |
| Noninterest-bearing deposits | 2,463,000 | 2,580,000 | 3,421,000 | 3,031,000 |
| Equity capital | 7,836,000 | 7,845,000 | 7,956,000 | 8,073,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 816,000 | 1,598,000 | 2,421,000 | 3,243,000 |
| Interest expense | 83,000 | 187,000 | 300,000 | 421,000 |
| Net interest income | 733,000 | 1,411,000 | 2,121,000 | 2,822,000 |
| Noninterest income | 0 | 8,000 | 9,000 | 9,000 |
| Noninterest expense | 378,000 | 817,000 | 1,222,000 | 1,577,000 |
| Provision for loan losses | 0 | 0 | 10,000 | 52,000 |
| Pretax income | 355,000 | 602,000 | 898,000 | 1,202,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 355,000 | 602,000 | 898,000 | 1,202,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,836,000 | 7,845,000 | 7,956,000 | 8,073,000 |
| Total capital | 8,201,000 | 8,204,000 | 8,322,000 | 8,424,000 |
| Risk-weighted assets | 29,882,000 | 28,729,000 | 29,283,000 | 28,079,000 |