Call reports 2015
FIRST WESTERN FEDERAL SAVINGS BANK — 2015
What FIRST WESTERN FEDERAL SAVINGS BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 43,534,000 | 44,756,000 | 45,947,000 | 47,077,000 |
| Total loans | 39,784,000 | 41,176,000 | 42,365,000 | 43,450,000 |
| Allowance for loan losses | 353,000 | 355,000 | 355,000 | 355,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 23,000 | 21,000 | 20,000 | 20,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 29,481,000 | 29,673,000 | 30,798,000 | 32,052,000 |
| Interest-bearing deposits | 26,237,000 | 26,377,000 | 27,096,000 | 28,930,000 |
| Noninterest-bearing deposits | 3,244,000 | 3,296,000 | 3,702,000 | 3,122,000 |
| Equity capital | 7,162,000 | 7,239,000 | 7,340,000 | 7,407,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 654,000 | 1,322,000 | 2,028,000 | 2,744,000 |
| Interest expense | 44,000 | 90,000 | 129,000 | 173,000 |
| Net interest income | 610,000 | 1,232,000 | 1,899,000 | 2,571,000 |
| Noninterest income | 1,000 | 2,000 | 3,000 | 2,000 |
| Noninterest expense | 334,000 | 663,000 | 985,000 | 1,323,000 |
| Provision for loan losses | 0 | 2,000 | 2,000 | 2,000 |
| Pretax income | 277,000 | 569,000 | 915,000 | 1,248,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 277,000 | 569,000 | 915,000 | 1,248,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,162,000 | 7,239,000 | 7,340,000 | 7,407,000 |
| Total capital | 7,469,000 | 7,556,000 | 7,661,000 | 7,733,000 |
| Risk-weighted assets | 24,544,000 | 25,336,000 | 25,621,000 | 26,028,000 |