Call reports 2014
FIRST WESTERN FEDERAL SAVINGS BANK — 2014
What FIRST WESTERN FEDERAL SAVINGS BANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 39,831,000 | 40,970,000 | 41,380,000 | 42,206,000 |
| Total loans | 36,958,000 | 37,532,000 | 38,366,000 | 39,664,000 |
| Allowance for loan losses | 353,000 | 353,000 | 353,000 | 353,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 0 | 26,000 | 24,000 | 24,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 26,192,000 | 27,544,000 | 28,986,000 | 27,988,000 |
| Interest-bearing deposits | 23,337,000 | 25,034,000 | 24,508,000 | 23,836,000 |
| Noninterest-bearing deposits | 2,855,000 | 2,510,000 | 4,478,000 | 4,152,000 |
| Equity capital | 6,928,000 | 6,936,000 | 7,009,000 | 7,103,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 656,000 | 1,273,000 | 1,876,000 | 2,668,000 |
| Interest expense | 39,000 | 81,000 | 122,000 | 164,000 |
| Net interest income | 617,000 | 1,192,000 | 1,754,000 | 2,504,000 |
| Noninterest income | 64,000 | 92,000 | 130,000 | 31,000 |
| Noninterest expense | 285,000 | 566,000 | 888,000 | 1,205,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 396,000 | 718,000 | 996,000 | 1,330,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 396,000 | 718,000 | 996,000 | 1,330,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,928,000 | 6,936,000 | 7,009,000 | 7,103,000 |
| Total capital | 7,222,000 | 7,226,000 | 7,309,000 | 7,407,000 |
| Risk-weighted assets | 23,565,000 | 23,799,000 | 23,953,000 | 24,268,000 |