Call reports 2012
FIRST WESTERN FEDERAL SAVINGS BANK — 2012
What FIRST WESTERN FEDERAL SAVINGS BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 38,306,000 | 38,743,000 | 36,852,000 | 35,363,000 |
| Total loans | 36,660,000 | 36,410,000 | 35,014,000 | 32,953,000 |
| Allowance for loan losses | 495,000 | 509,000 | 378,000 | 423,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 1,000 | 1,000 | 1,000 | 1,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 26,146,000 | 25,596,000 | 24,404,000 | 21,847,000 |
| Interest-bearing deposits | 24,153,000 | 23,348,000 | 22,029,000 | 19,181,000 |
| Noninterest-bearing deposits | 1,993,000 | 2,248,000 | 2,375,000 | 2,666,000 |
| Equity capital | 6,078,000 | 6,162,000 | 6,477,000 | 6,751,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 700,000 | 1,367,000 | 2,075,000 | 2,753,000 |
| Interest expense | 55,000 | 105,000 | 151,000 | 193,000 |
| Net interest income | 645,000 | 1,262,000 | 1,924,000 | 2,560,000 |
| Noninterest income | 2,000 | -9,000 | -26,000 | -2,000 |
| Noninterest expense | 304,000 | 644,000 | 949,000 | 1,298,000 |
| Provision for loan losses | 135,000 | 169,000 | 45,000 | 83,000 |
| Pretax income | 208,000 | 440,000 | 904,000 | 1,177,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 208,000 | 440,000 | 904,000 | 1,177,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,078,000 | 6,162,000 | 6,477,000 | 6,751,000 |
| Total capital | 6,407,000 | 6,467,000 | 6,776,000 | 7,031,000 |
| Risk-weighted assets | 25,366,000 | 24,992,000 | 23,059,000 | 21,507,000 |