Call reports 2005
VALLEY NATIONAL BANK — 2005
What VALLEY NATIONAL BANK reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 11,370,247,000 | 12,232,729,000 | 12,449,225,000 | 12,400,428,000 |
| Total loans | 7,321,025,000 | 7,844,790,000 | 8,083,264,000 | 8,133,955,000 |
| Allowance for loan losses | 69,030,000 | 75,059,000 | 75,180,000 | 75,188,000 |
| Securities available for sale | 1,987,432,000 | 2,162,958,000 | 2,178,390,000 | 2,027,186,000 |
| Securities held to maturity | 1,188,256,000 | 1,161,832,000 | 1,157,252,000 | 1,130,488,000 |
| Trading assets | 2,435,000 | 2,349,000 | 2,396,000 | 4,208,000 |
| Total deposits | 7,963,375,000 | 8,664,884,000 | 8,775,086,000 | 8,658,267,000 |
| Interest-bearing deposits | 7,148,025,000 | 7,657,783,000 | 7,974,265,000 | 7,827,261,000 |
| Noninterest-bearing deposits | 815,350,000 | 1,007,101,000 | 800,821,000 | 831,006,000 |
| Equity capital | 938,522,000 | 1,073,372,000 | 1,027,434,000 | 1,038,148,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 139,148,000 | 291,294,000 | 455,365,000 | 625,295,000 |
| Interest expense | 40,942,000 | 89,588,000 | 147,025,000 | 212,358,000 |
| Net interest income | 98,206,000 | 201,706,000 | 308,340,000 | 412,937,000 |
| Noninterest income | 17,587,000 | 36,129,000 | 54,977,000 | 73,561,000 |
| Noninterest expense | 55,239,000 | 115,021,000 | 175,931,000 | 235,292,000 |
| Provision for loan losses | 752,000 | 1,677,000 | 2,802,000 | 4,340,000 |
| Pretax income | 61,049,000 | 122,970,000 | 186,777,000 | 246,754,000 |
| Income tax | 20,549,000 | 40,802,000 | 59,957,000 | 72,670,000 |
| Net income | 40,500,000 | 82,168,000 | 126,820,000 | 174,084,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 852,522,000 | 873,419,000 | 849,249,000 | 867,151,000 |
| Total capital | 921,552,000 | 948,478,000 | 1,024,429,000 | 1,042,339,000 |
| Risk-weighted assets | 8,356,259,000 | 8,914,429,000 | 9,190,139,000 | 9,264,426,000 |