Call reports 2025
BANK OZK — 2025
What BANK OZK reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 39,165,415,000 | 41,454,390,000 | 41,606,548,000 | 40,785,840,000 |
| Total loans | 31,107,873,000 | 33,005,054,000 | 32,846,114,000 | 32,317,785,000 |
| Allowance for loan losses | 488,150,000 | 518,634,000 | 532,341,000 | 475,721,000 |
| Securities available for sale | 2,968,373,000 | 2,822,206,000 | 2,759,722,000 | 2,610,143,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 31,925,666,000 | 33,522,080,000 | 33,984,924,000 | 33,384,965,000 |
| Interest-bearing deposits | 28,057,461,000 | 29,686,350,000 | 30,082,426,000 | 29,552,090,000 |
| Noninterest-bearing deposits | 3,868,205,000 | 3,835,730,000 | 3,902,498,000 | 3,832,875,000 |
| Equity capital | 5,831,336,000 | 5,924,875,000 | 6,093,406,000 | 6,129,851,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 635,808,000 | 1,304,079,000 | 1,999,110,000 | 2,670,119,000 |
| Interest expense | 261,228,000 | 532,824,000 | 813,996,000 | 1,077,956,000 |
| Net interest income | 374,580,000 | 771,255,000 | 1,185,114,000 | 1,592,163,000 |
| Noninterest income | 34,654,000 | 66,016,000 | 102,093,000 | 135,696,000 |
| Noninterest expense | 146,954,000 | 300,117,000 | 459,425,000 | 621,075,000 |
| Provision for loan losses | 41,621,000 | 80,313,000 | 128,499,000 | 170,197,000 |
| Pretax income | 223,863,000 | 463,522,000 | 705,837,000 | 934,270,000 |
| Income tax | 51,892,000 | 108,548,000 | 166,288,000 | 218,811,000 |
| Net income | 171,959,000 | 354,937,000 | 539,518,000 | 715,480,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,233,873,000 | 5,326,621,000 | 5,463,157,000 | 5,488,755,000 |
| Total capital | 6,235,367,000 | 6,348,042,000 | 6,479,033,000 | 6,498,818,000 |
| Risk-weighted assets | 43,222,914,000 | 44,809,988,000 | 44,346,801,000 | 43,923,668,000 |
Machine access — free, no API key
Every figure shown here about BANK OZK — 2025 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.