Call reports 2024
BANK OZK — 2024
What BANK OZK reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 36,029,904,000 | 36,836,173,000 | 37,441,804,000 | 38,258,852,000 |
| Total loans | 28,031,348,000 | 28,673,685,000 | 29,218,144,000 | 29,968,867,000 |
| Allowance for loan losses | 365,935,000 | 407,079,000 | 420,058,000 | 465,547,000 |
| Securities available for sale | 3,072,391,000 | 2,981,929,000 | 2,952,022,000 | 2,836,150,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 29,406,070,000 | 29,943,663,000 | 30,571,613,000 | 31,043,072,000 |
| Interest-bearing deposits | 25,360,016,000 | 25,897,997,000 | 26,716,399,000 | 27,273,529,000 |
| Noninterest-bearing deposits | 4,046,054,000 | 4,045,666,000 | 3,855,214,000 | 3,769,543,000 |
| Equity capital | 5,266,847,000 | 5,407,800,000 | 5,592,859,000 | 5,705,623,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 637,053,000 | 1,304,890,000 | 1,986,942,000 | 2,649,577,000 |
| Interest expense | 260,119,000 | 539,959,000 | 832,616,000 | 1,115,853,000 |
| Net interest income | 376,934,000 | 764,931,000 | 1,154,326,000 | 1,533,724,000 |
| Noninterest income | 29,084,000 | 57,867,000 | 91,446,000 | 124,388,000 |
| Noninterest expense | 133,314,000 | 270,764,000 | 411,164,000 | 551,293,000 |
| Provision for loan losses | 33,805,000 | 86,747,000 | 125,733,000 | 183,573,000 |
| Pretax income | 229,781,000 | 460,099,000 | 696,255,000 | 931,292,000 |
| Income tax | 54,226,000 | 107,005,000 | 161,958,000 | 214,789,000 |
| Net income | 175,537,000 | 353,084,000 | 534,275,000 | 716,456,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,707,187,000 | 4,842,138,000 | 4,978,481,000 | 5,115,692,000 |
| Total capital | 5,689,279,000 | 5,826,626,000 | 5,967,691,000 | 6,103,224,000 |
| Risk-weighted assets | 41,105,284,000 | 41,262,098,000 | 41,624,100,000 | 42,111,387,000 |