Call reports 2022
BANK OZK — 2022
What BANK OZK reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 26,562,353,000 | 25,919,965,000 | 26,232,119,000 | 27,656,568,000 |
| Total loans | 18,931,022,000 | 18,742,718,000 | 19,513,712,000 | 20,778,791,000 |
| Allowance for loan losses | 204,213,000 | 190,795,000 | 200,098,000 | 208,858,000 |
| Securities available for sale | 3,728,284,000 | 3,705,807,000 | 3,528,077,000 | 3,491,613,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 4,080,000 | 2,481,000 | 8,817,000 |
| Total deposits | 20,329,662,000 | 19,984,187,000 | 20,401,876,000 | 21,500,143,000 |
| Interest-bearing deposits | 15,320,920,000 | 14,866,226,000 | 15,577,667,000 | 16,841,692,000 |
| Noninterest-bearing deposits | 5,008,742,000 | 5,117,961,000 | 4,824,209,000 | 4,658,451,000 |
| Equity capital | 4,690,057,000 | 4,606,782,000 | 4,539,424,000 | 4,689,579,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 262,371,000 | 543,860,000 | 867,146,000 | 1,266,068,000 |
| Interest expense | 13,028,000 | 28,722,000 | 57,392,000 | 123,826,000 |
| Net interest income | 249,343,000 | 515,138,000 | 809,754,000 | 1,142,242,000 |
| Noninterest income | 31,475,000 | 57,796,000 | 86,959,000 | 114,503,000 |
| Noninterest expense | 107,715,000 | 217,016,000 | 332,708,000 | 451,721,000 |
| Provision for loan losses | -13,527,000 | -26,320,000 | -12,942,000 | -1,316,000 |
| Pretax income | 168,913,000 | 344,704,000 | 513,019,000 | 721,530,000 |
| Income tax | 36,410,000 | 75,786,000 | 111,754,000 | 157,440,000 |
| Net income | 132,508,000 | 268,915,000 | 401,262,000 | 564,141,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,110,722,000 | 4,062,472,000 | 4,110,184,000 | 4,211,772,000 |
| Total capital | 4,853,426,000 | 4,811,574,000 | 4,894,983,000 | 5,026,214,000 |
| Risk-weighted assets | 28,620,384,000 | 29,576,043,000 | 31,739,264,000 | 33,569,056,000 |