Call reports 2021
BANK OZK — 2021
What BANK OZK reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 27,276,892,000 | 26,605,938,000 | 26,143,367,000 | 26,530,430,000 |
| Total loans | 18,715,064,000 | 18,271,670,000 | 18,305,304,000 | 18,307,824,000 |
| Allowance for loan losses | 268,077,000 | 248,753,000 | 237,722,000 | 217,380,000 |
| Securities available for sale | 4,162,479,000 | 4,693,396,000 | 3,846,496,000 | 3,916,733,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 14,957,000 |
| Total deposits | 21,296,442,000 | 20,706,777,000 | 20,102,440,000 | 20,209,134,000 |
| Interest-bearing deposits | 17,099,839,000 | 16,196,099,000 | 15,516,278,000 | 15,225,346,000 |
| Noninterest-bearing deposits | 4,196,603,000 | 4,510,678,000 | 4,586,163,000 | 4,983,788,000 |
| Equity capital | 4,383,205,000 | 4,501,676,000 | 4,553,240,000 | 4,836,243,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 264,064,000 | 528,162,000 | 790,826,000 | 1,071,307,000 |
| Interest expense | 29,428,000 | 52,781,000 | 67,487,000 | 81,587,000 |
| Net interest income | 234,636,000 | 475,381,000 | 723,339,000 | 989,720,000 |
| Noninterest income | 32,117,000 | 59,859,000 | 85,843,000 | 115,538,000 |
| Noninterest expense | 106,059,000 | 209,771,000 | 320,170,000 | 430,275,000 |
| Provision for loan losses | -24,308,000 | -39,820,000 | -49,541,000 | -68,065,000 |
| Pretax income | 192,253,000 | 387,960,000 | 558,958,000 | 752,921,000 |
| Income tax | 43,818,000 | 88,978,000 | 129,691,000 | 173,888,000 |
| Net income | 148,416,000 | 298,949,000 | 429,240,000 | 579,001,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,679,118,000 | 3,800,739,000 | 3,864,011,000 | 4,165,875,000 |
| Total capital | 4,326,752,000 | 4,413,631,000 | 4,593,137,000 | 4,885,192,000 |
| Risk-weighted assets | 26,413,899,000 | 26,202,903,000 | 26,469,395,000 | 27,208,316,000 |