Call reports 2020
BANK OZK — 2020
What BANK OZK reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 24,565,810,000 | 26,380,409,000 | 26,888,308,000 | 27,162,596,000 |
| Total loans | 18,228,204,000 | 19,311,079,000 | 19,358,442,000 | 19,209,168,000 |
| Allowance for loan losses | 238,737,000 | 306,196,000 | 308,847,000 | 295,824,000 |
| Securities available for sale | 2,816,556,000 | 3,299,944,000 | 3,468,243,000 | 3,405,351,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 18,809,190,000 | 20,723,598,000 | 21,287,405,000 | 21,450,356,000 |
| Interest-bearing deposits | 15,805,885,000 | 17,027,292,000 | 17,379,198,000 | 17,453,810,000 |
| Noninterest-bearing deposits | 3,003,305,000 | 3,696,306,000 | 3,908,207,000 | 3,996,546,000 |
| Equity capital | 4,083,150,000 | 4,110,666,000 | 4,186,285,000 | 4,272,271,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 271,973,000 | 539,106,000 | 807,386,000 | 1,080,781,000 |
| Interest expense | 62,197,000 | 112,739,000 | 156,362,000 | 192,157,000 |
| Net interest income | 209,776,000 | 426,367,000 | 651,024,000 | 888,624,000 |
| Noninterest income | 25,455,000 | 47,048,000 | 71,480,000 | 100,141,000 |
| Noninterest expense | 103,424,000 | 204,378,000 | 310,019,000 | 413,413,000 |
| Provision for loan losses | 94,916,000 | 176,316,000 | 183,386,000 | 177,082,000 |
| Pretax income | 16,367,000 | 81,571,000 | 220,063,000 | 376,180,000 |
| Income tax | 4,509,000 | 19,456,000 | 48,707,000 | 84,314,000 |
| Net income | 11,866,000 | 62,132,000 | 171,385,000 | 291,898,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,376,322,000 | 3,397,787,000 | 3,481,060,000 | 3,573,471,000 |
| Total capital | 3,979,229,000 | 4,058,772,000 | 4,144,826,000 | 4,237,268,000 |
| Risk-weighted assets | 25,899,794,000 | 26,772,492,000 | 27,019,528,000 | 26,753,539,000 |