Call reports 2019
BANK OZK — 2019
What BANK OZK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 23,005,652,000 | 22,960,731,000 | 23,402,679,000 | 23,559,400,000 |
| Total loans | 17,475,397,000 | 17,485,205,000 | 17,734,851,000 | 17,532,043,000 |
| Allowance for loan losses | 105,954,000 | 106,642,000 | 109,001,000 | 108,525,000 |
| Securities available for sale | 2,768,524,000 | 2,548,489,000 | 2,414,722,000 | 2,277,389,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 18,476,868,000 | 18,186,215,000 | 18,440,078,000 | 18,474,259,000 |
| Interest-bearing deposits | 15,611,654,000 | 15,409,150,000 | 15,646,710,000 | 15,679,008,000 |
| Noninterest-bearing deposits | 2,865,213,000 | 2,777,066,000 | 2,793,369,000 | 2,795,251,000 |
| Equity capital | 3,882,643,000 | 3,993,247,000 | 4,078,324,000 | 4,150,351,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 295,243,000 | 592,062,000 | 881,579,000 | 1,162,541,000 |
| Interest expense | 69,355,000 | 141,638,000 | 212,375,000 | 278,360,000 |
| Net interest income | 225,888,000 | 450,424,000 | 669,204,000 | 884,181,000 |
| Noninterest income | 24,072,000 | 49,962,000 | 76,408,000 | 106,814,000 |
| Noninterest expense | 96,678,000 | 195,809,000 | 296,724,000 | 401,130,000 |
| Provision for loan losses | 6,681,000 | 13,450,000 | 21,303,000 | 26,241,000 |
| Pretax income | 146,601,000 | 291,840,000 | 428,298,000 | 564,337,000 |
| Income tax | 35,889,000 | 70,615,000 | 103,189,000 | 138,429,000 |
| Net income | 110,706,000 | 221,209,000 | 325,100,000 | 425,906,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,176,872,000 | 3,264,679,000 | 3,344,605,000 | 3,422,832,000 |
| Total capital | 3,625,826,000 | 3,714,321,000 | 3,796,606,000 | 3,874,357,000 |
| Risk-weighted assets | 25,098,273,000 | 24,824,071,000 | 25,175,996,000 | 24,884,237,000 |