Call reports 2018
BANK OZK — 2018
What BANK OZK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 22,036,140,000 | 22,220,380,000 | 22,086,539,000 | 22,388,030,000 |
| Total loans | 16,609,096,000 | 16,763,874,000 | 16,725,790,000 | 17,117,823,000 |
| Allowance for loan losses | 98,097,000 | 104,638,000 | 98,200,000 | 102,265,000 |
| Securities available for sale | 2,603,600,000 | 2,607,394,000 | 2,668,835,000 | 2,861,281,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 17,833,672,000 | 17,897,085,000 | 17,822,915,000 | 17,938,415,000 |
| Interest-bearing deposits | 15,050,577,000 | 15,111,225,000 | 15,046,366,000 | 15,190,142,000 |
| Noninterest-bearing deposits | 2,783,095,000 | 2,785,860,000 | 2,776,549,000 | 2,748,273,000 |
| Equity capital | 3,526,605,000 | 3,613,903,000 | 3,653,595,000 | 3,770,329,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 257,530,000 | 531,194,000 | 808,789,000 | 1,100,857,000 |
| Interest expense | 39,716,000 | 88,719,000 | 145,701,000 | 209,387,000 |
| Net interest income | 217,814,000 | 442,475,000 | 663,088,000 | 891,470,000 |
| Noninterest income | 28,652,000 | 56,038,000 | 80,159,000 | 107,720,000 |
| Noninterest expense | 93,810,000 | 182,917,000 | 285,859,000 | 380,751,000 |
| Provision for loan losses | 5,567,000 | 15,177,000 | 57,126,000 | 64,398,000 |
| Pretax income | 147,106,000 | 300,436,000 | 400,279,000 | 554,058,000 |
| Income tax | 33,973,000 | 72,562,000 | 98,227,000 | 136,977,000 |
| Net income | 113,144,000 | 227,895,000 | 302,074,000 | 417,106,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,842,550,000 | 2,940,561,000 | 2,998,413,000 | 3,091,128,000 |
| Total capital | 3,283,647,000 | 3,388,199,000 | 3,439,613,000 | 3,536,393,000 |
| Risk-weighted assets | 25,270,033,000 | 24,883,931,000 | 24,686,513,000 | 24,615,557,000 |