Call reports 2017
BANK OZK — 2017
What BANK OZK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 19,139,217,000 | 20,068,595,000 | 20,768,493,000 | 21,275,647,000 |
| Total loans | 14,796,921,000 | 15,184,342,000 | 15,778,630,000 | 16,043,029,000 |
| Allowance for loan losses | 78,224,000 | 82,320,000 | 86,784,000 | 94,120,000 |
| Securities available for sale | 1,464,395,000 | 2,092,545,000 | 1,965,869,000 | 2,593,872,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 15,731,920,000 | 16,241,570,000 | 16,823,359,000 | 17,192,345,000 |
| Interest-bearing deposits | 13,009,405,000 | 13,526,879,000 | 14,032,452,000 | 14,465,722,000 |
| Noninterest-bearing deposits | 2,722,515,000 | 2,714,691,000 | 2,790,907,000 | 2,726,623,000 |
| Equity capital | 3,178,096,000 | 3,260,124,000 | 3,334,740,000 | 3,460,728,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 213,823,000 | 442,050,000 | 683,675,000 | 932,806,000 |
| Interest expense | 18,629,000 | 49,051,000 | 80,894,000 | 115,164,000 |
| Net interest income | 195,194,000 | 392,999,000 | 602,781,000 | 817,642,000 |
| Noninterest income | 29,603,000 | 60,371,000 | 90,629,000 | 119,611,000 |
| Noninterest expense | 73,623,000 | 162,095,000 | 246,494,000 | 332,671,000 |
| Provision for loan losses | 4,933,000 | 11,036,000 | 18,813,000 | 28,092,000 |
| Pretax income | 146,241,000 | 280,643,000 | 430,936,000 | 580,523,000 |
| Income tax | 52,296,000 | 100,907,000 | 155,153,000 | 158,586,000 |
| Net income | 93,923,000 | 179,720,000 | 275,727,000 | 421,891,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,463,577,000 | 2,534,404,000 | 2,613,590,000 | 2,753,656,000 |
| Total capital | 2,541,801,000 | 2,959,724,000 | 3,043,374,000 | 3,190,776,000 |
| Risk-weighted assets | 21,687,506,000 | 22,755,043,000 | 23,722,109,000 | 24,901,445,000 |