Call reports 2016
BANK OZK — 2016
What BANK OZK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 11,416,826,000 | 12,266,210,000 | 18,430,019,000 | 18,874,479,000 |
| Total loans | 9,269,689,000 | 9,730,004,000 | 14,159,597,000 | 14,563,116,000 |
| Allowance for loan losses | 61,760,000 | 65,133,000 | 69,760,000 | 76,541,000 |
| Securities available for sale | 621,946,000 | 818,244,000 | 1,335,746,000 | 1,465,452,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 9,638,668,000 | 10,209,334,000 | 15,135,839,000 | 15,597,059,000 |
| Interest-bearing deposits | 8,005,014,000 | 8,547,248,000 | 12,560,891,000 | 12,985,420,000 |
| Noninterest-bearing deposits | 1,633,654,000 | 1,662,086,000 | 2,574,948,000 | 2,611,639,000 |
| Equity capital | 1,600,924,000 | 1,869,986,000 | 3,073,807,000 | 3,102,061,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 121,789,000 | 252,777,000 | 447,202,000 | 662,787,000 |
| Interest expense | 8,171,000 | 18,699,000 | 33,542,000 | 49,851,000 |
| Net interest income | 113,618,000 | 234,078,000 | 413,660,000 | 612,936,000 |
| Noninterest income | 20,034,000 | 43,104,000 | 72,899,000 | 103,978,000 |
| Noninterest expense | 44,084,000 | 90,580,000 | 165,041,000 | 239,930,000 |
| Provision for loan losses | 2,017,000 | 6,851,000 | 13,937,000 | 23,792,000 |
| Pretax income | 87,551,000 | 179,751,000 | 307,581,000 | 453,196,000 |
| Income tax | 33,040,000 | 67,167,000 | 113,445,000 | 166,299,000 |
| Net income | 54,504,000 | 112,556,000 | 194,094,000 | 286,797,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,424,234,000 | 1,689,336,000 | 2,335,739,000 | 2,405,095,000 |
| Total capital | 1,485,994,000 | 1,754,469,000 | 2,405,499,000 | 2,481,636,000 |
| Risk-weighted assets | 13,295,537,000 | 14,277,634,000 | 19,843,705,000 | 20,948,978,000 |