Call reports 2015
BANK OZK — 2015
What BANK OZK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 8,294,692,000 | 8,701,082,000 | 9,325,326,000 | 9,870,373,000 |
| Total loans | 6,353,269,000 | 6,593,971,000 | 7,406,780,000 | 8,334,670,000 |
| Allowance for loan losses | 54,147,000 | 56,749,000 | 59,017,000 | 60,854,000 |
| Securities available for sale | 773,833,000 | 772,261,000 | 786,348,000 | 578,818,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 6,723,821,000 | 7,100,579,000 | 7,622,121,000 | 7,990,065,000 |
| Interest-bearing deposits | 5,451,496,000 | 5,766,520,000 | 6,192,036,000 | 6,455,986,000 |
| Noninterest-bearing deposits | 1,272,325,000 | 1,334,059,000 | 1,430,085,000 | 1,534,079,000 |
| Equity capital | 1,272,443,000 | 1,302,756,000 | 1,406,959,000 | 1,555,648,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 91,535,000 | 191,752,000 | 295,333,000 | 410,097,000 |
| Interest expense | 5,257,000 | 10,636,000 | 16,749,000 | 23,903,000 |
| Net interest income | 86,278,000 | 181,116,000 | 278,584,000 | 386,194,000 |
| Noninterest income | 26,668,000 | 49,939,000 | 72,316,000 | 100,114,000 |
| Noninterest expense | 47,346,000 | 87,968,000 | 130,383,000 | 178,511,000 |
| Provision for loan losses | 6,315,000 | 10,623,000 | 14,204,000 | 19,415,000 |
| Pretax income | 61,819,000 | 135,082,000 | 208,931,000 | 293,864,000 |
| Income tax | 19,604,000 | 45,600,000 | 70,816,000 | 101,592,000 |
| Net income | 42,191,000 | 89,430,000 | 138,060,000 | 192,210,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,108,508,000 | 1,148,610,000 | 1,229,303,000 | 1,385,192,000 |
| Total capital | 1,162,655,000 | 1,205,359,000 | 1,288,320,000 | 1,446,046,000 |
| Risk-weighted assets | 8,780,563,000 | 9,412,146,000 | 10,762,671,000 | 12,196,452,000 |
Machine access — free, no API key
Every figure shown here about BANK OZK — 2015 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.