Call reports 2014
BANK OZK — 2014
What BANK OZK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 5,023,293,000 | 6,286,084,000 | 6,573,561,000 | 6,760,879,000 |
| Total loans | 3,571,991,000 | 4,575,654,000 | 4,918,933,000 | 5,127,801,000 |
| Allowance for loan losses | 43,861,000 | 46,958,000 | 49,606,000 | 52,918,000 |
| Securities available for sale | 673,173,000 | 875,561,000 | 842,297,000 | 825,095,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 3,927,795,000 | 5,007,375,000 | 5,173,448,000 | 5,519,450,000 |
| Interest-bearing deposits | 3,029,863,000 | 3,925,687,000 | 4,051,264,000 | 4,481,455,000 |
| Noninterest-bearing deposits | 897,932,000 | 1,081,688,000 | 1,122,184,000 | 1,037,995,000 |
| Equity capital | 695,314,000 | 877,451,000 | 901,727,000 | 942,736,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 57,045,000 | 126,810,000 | 206,988,000 | 291,612,000 |
| Interest expense | 4,248,000 | 8,780,000 | 13,816,000 | 19,262,000 |
| Net interest income | 52,797,000 | 118,030,000 | 193,172,000 | 272,350,000 |
| Noninterest income | 20,566,000 | 38,159,000 | 57,345,000 | 85,281,000 |
| Noninterest expense | 35,379,000 | 71,116,000 | 111,622,000 | 157,635,000 |
| Provision for loan losses | 1,305,000 | 6,887,000 | 10,574,000 | 16,915,000 |
| Pretax income | 36,684,000 | 78,209,000 | 128,387,000 | 183,225,000 |
| Income tax | 9,861,000 | 23,289,000 | 39,923,000 | 58,164,000 |
| Net income | 26,831,000 | 54,936,000 | 88,494,000 | 125,080,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 672,202,000 | 759,897,000 | 784,987,000 | 824,120,000 |
| Total capital | 716,063,000 | 806,855,000 | 834,593,000 | 877,038,000 |
| Risk-weighted assets | 4,547,676,000 | 5,917,876,000 | 6,680,020,000 | 7,250,792,000 |